9914 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 9914 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2011)
Tax Bill	$260 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-001-101-042`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-101-042`

Exterior

Lot Area	98,010 sqft (2.25 acres)

Location & Zoning

Street Address	9914 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6829
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	OL 001
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1003
Census Tract	71500

Owner

Source: Lorain County records · APN 10-00-001-101-042

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9914 W RIDGE RD, ELYRIA, OH 44035-6829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 08, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	0000392501
Last Transfer Date	Mar 08, 2022
Transfer Doc	0000865865
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	9914 W RIDGE RD, ELYRIA, OH 44035-6829
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069213
Date	Sep 26, 2025
Instrument	2025-0069213

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 08, 2022
Property Address	9914 W RIDGE RD, ELYRIA, OH 44035-6829
Document Number	0000865865
Instrument Date	Mar 02, 2022
Instrument	2022-0865865
Transaction Type	Transfer
Record Updated	May 02, 2023
Title Company	NOT AVAILABLE, NETWORK LAND TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9914 W RIDGE RD, ELYRIA, OH 44035-6829
Investor	Possibly a Property Investor

Mortgage

Document Number	0000865867
Date	Mar 08, 2022
Instrument	2022-0865867

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$260.00	$6,410 (+0.02%) Land $6,410	$18,310 (-) Land $18,310
2024	$260.00 (-1.52%)	$6,409 (+19.68%) Land $6,409	$18,310 (+19.67%) Land $18,310
2023	$264.00 (+0.76%)	$5,355 (-0.09%) Land $5,355	$15,300 (-) Land $15,300
2022	$262.00	$5,360 Land $5,360
2021			$15,300 Land $15,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930715001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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