Howard County property record for 9914 Frederick Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,576 sqft · built 1980 |
| Lot Size | 0.752 acres (32,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jun 2015) |
| Tax Bill | $10,167 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-237245 |
| Primary APN | 02-237245 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,757 sqft (0.752 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 237245 |
|---|---|
| Street Address | 9914 FREDERICK RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 79 .752 A S 3 9914 FREDERICK RD GLENBROOK |
| Legal Subdivision | GLENBROOK SEC 03 |
| Legal Lot Number | 79 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 602304 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9914 FREDERICK RD, ELLICOTT CITY, MD 21042-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit HOWARD BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | May 7, 2001 · Amount on Record |
| Deed Book / Page | 16269 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9914 FREDERICK RD, ELLICOTT CITY, MD 21042-3645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3301 BOSTON ST, BALTIMORE, MD 21224-4976 |
| Document Number | 0206420405 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 20642/405 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9914 FREDERICK RD, ELLICOTT CITY, MD 21042-3645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0198490284 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 19849/284 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9914 FREDERICK RD, ELLICOTT CITY, MD 21042-3645 |
| Document Number | 0182170396 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 9914 FREDERICK RD ELLICOTT CITY MD 210423645, ELLICOTT CITY, MD 21042-3645 |
| Document Number | 0182170396 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 018217/000396 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,167.00 (+4.32%) Homeowner's exemption | $672,400 (+5.19%) | $705,600 (-) Land $295,800 Building $409,800 |
| 2025 | $9,746.00 (+57.32%) Homeowner's exemption | $639,200 (+10.57%) | $705,600 (+16.44%) Land $295,800 Building $409,800 |
| 2023 | $578,100 | $606,000 Land $275,800 Building $330,200 | |
| 2022 | $6,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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