Baldwin County property record for 9911 Cumbria Dr, Daphne, AL 36526 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,020 sqft · built 2008 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,900 (Nov 2018) |
| Tax Bill | $1,351 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-34-0-000-001.034 |
| Primary APN | 43-08-34-0-000-001.034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,020 sqft Heated Area |
| 1st Floor Area | 1,240 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 356262 |
|---|---|
| Street Address | 9911 CUMBRIA DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55' X 150' LOT 22 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | OLDFIELD SUB PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10709 |
Source: Baldwin County records · APN 43-08-34-0-000-001.034
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9911 CUMBRIA DR, DAPHNE, AL 36526-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 13, 2018 | Warranty Deed, Transfer · FHA Mortgage HOME MTG/AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Dec 03, 2012 · Amount on Record |
| Deed Document Number | 20181729653 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9911 CUMBRIA DR, DAPHNE, AL 36526-8723 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9911 CUMBRIA DR, DAPHNE, AL 36526-8723 |
| Document Number | 0002059250 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2059250 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 13, 2018 |
| Property Address | 9911 CUMBRIA DR, DAPHNE, AL 36526-8723 |
| Document Number | 0001729653 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 1729653 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9911 CUMBRIA DR DAPHNE AL 365268723, DAPHNE, AL 36526-8723 |
| Document Number | 1729654 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 1729654 |
| Name | HOME MTG/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,351.00 (-0.52%) | $30,360 (-0.46%) Land $6,420 Building $23,940 | $303,600 (-0.46%) Land $64,200 Building $239,400 |
| 2023 | $1,358.00 (+29.7%) Homeowner's exemption | $30,500 (+20.08%) | $305,000 (+20.13%) Land $66,000 Building $239,000 |
| 2022 | $1,047.00 (+8.95%) Homeowner's exemption | $25,400 | $253,900 Land $47,300 Building $206,600 |
| 2021 | $961.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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