9910 Win Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 9910 Win Rd, Rock Falls, IL 61071 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,412 sqft · built 1999
Lot Size	0.588 acres (25,625 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2026)
Tax Bill	$5,586 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1718228013`

Property Details

APN / Parcel Number

Primary APN	`1718228013`
Alternative APNs	`115605` `75442`

Interior

Bedrooms	3 Beds
Building Area	1,412 sqft Building Perimeter
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	25,625 sqft (0.588 acres)
Lot Dimensions	205 ft deep x 125 ft wide
Garage Area	572 sqft

Location & Zoning

Account Number	115605
Street Address	9910 WIN RD
City	ROCK FALLS
State	IL
Zip	61071-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOKE SUBD LOT 28
Legal Subdivision	COOKE SUBDIVISION
Legal Lot Number	28
Jurisdiction	WHITESIDE IL
Township / Civil Division	MONTMORENCY
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

Source: Whiteside County records · APN 1718228013

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1308 11TH AVE, STERLING, IL 61081-2673
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK/ROCK FALLS
Jul 10, 2023	Warranty Deed, Transfer · Closed-End Mortgage FARMERS NATIONAL BANK
May 08, 2023	Deed of Trust, Mortgage · Conventional Mortgage STERLING FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	20263217
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 25, 2026
Property Address	9910 WIN RD, ROCK FALLS, IL 61071-9390
Document Number	0000003217
Instrument Date	Jun 08, 2026
Instrument	20263217
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 11TH AVE, STERLING, IL 61081-2673

Mortgage

Document Number	0000003218,
Date	Jun 25, 2026
Instrument	20263218

Lender

Name	COMMUNITY STATE BANK/ROCK FALLS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 10, 2023
Property Address	9910 WIN RD, ROCK FALLS, IL 61071-9390
Document Number	0000003320
Instrument Date	Jul 07, 2023
Instrument	2023-03320
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18157 STAR RD, PROPHETSTOWN, IL 61277-9335

Mortgage

Document Number	0000003321
Date	Jul 10, 2023
Instrument	2023-03321

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 07, 2028

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	9910 WIN RD, ROCK FALLS, IL 61071-9390
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002163
Date	May 08, 2023
Instrument	2023-02163

Lender

Name	STERLING FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jun 01, 2030

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Montmorency Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,586.00 (+29.13%)	$72,674 (+32.81%) Land $5,415 Building $67,259
2024			$218,022 (+32.81%) Land $16,245 Building $201,777
2022	$4,326.00 Additional exemption filed	$54,721 Land $4,077 Building $50,644	$164,163 Land $12,231 Building $151,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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