991 Philpotts Rd, Norfolk, VA 23513 Property Records

Norfolk City property record for 991 Philpotts Rd, Norfolk, VA 23513

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,256 sqft · built 2025
Lot Size0.169 acres (7,349 sqft)
OwnerIndividual Name on Record
Last Sale$464,900 (Sep 2025)
Tax Bill$4,835 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Dec 2023 Foreclosure
APN27957500

Property Details

APN / Parcel Number

Primary APN27957500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,256 sqft Living Area
AtticAttic
Attic Area934 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,349 sqft (0.169 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address991 PHILPOTTS RD
CityNORFOLK
StateVA
Zip23513-3155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description2 BLK H SEWELLS GARDENS
Legal SubdivisionCHESAPEAKE
Legal BlockH
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1003
Census Tract5702

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address991 PHILPOTTS RD, NORFOLK, VA 23513-3155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Bargain and Sale Deed, Transfer · VA Mortgage
NAVY FCU
Dec 14, 2023Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number202517004
Record UpdatedJun 8, 2026

September 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNORFOLK CITY VA
Recording DateSep 19, 2025
Property Address991 PHILPOTTS RD, NORFOLK, VA 23513-3155
Document Number0250017004
Map ReferenceMB 26 PG 30
Instrument DateSep 15, 2025
Instrument250017004
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 PHILPOTTS RD, NORFOLK, VA 23513-3155

Mortgage

Document Number0250017005
DateSep 19, 2025
Instrument250017005
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNORFOLK CITY VA
Recording DateDec 14, 2023
Property Address991 PHILPOTTS RD, NORFOLK, VA 23513-3155
Document Number0230021097
Instrument DateNov 14, 2023
Instrument230021097
Transaction TypeForeclosure
Record UpdatedJan 3, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,835.00 (+130.57%)$325,600 (+94.04%) Land $89,000 Building $236,600$325,600 (+94.04%) Land $89,000 Building $236,600
2023$2,097.00$167,800 Land $89,000 Building $78,800$167,800 Land $89,000 Building $78,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 units insured
incl. 27 condo units
Nearby Flood Claims11 (2003–2018)
Claims Outside the SFHA8 of 11
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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