Monroe County and Penfield Town property record for 991 Penfield Rd, Rochester, NY 14625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,712 sqft · built 1962 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jun 2024) |
| Tax Bill | $9,047 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 123.18-3-35 |
| Primary APN | 264200 123.18-3-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,712 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,188 sqft |
| Finished Basement | 1,188 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 211 ft deep x 79.2 ft wide |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 99 sqft |
| Patio Area | 470 sqft |
| Shed | 1 Shed |
| Shed Area | 52 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01083000000 |
|---|---|
| Street Address | 991 PENFIELD RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14625-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | 0072-13-04 PENFLD CRES L1 |
| Legal Block | 3 |
| Legal Lot Number | 35.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11604 |
991 Penfield Rd is owned by two individuals who bought it in June 2024.
Source: Monroe County and Penfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 BENTON ST, ROCHESTER, NY 14620-2017 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Line of Credit WEBSTER FCU |
| Nov 6, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on File |
| Deed Sale | Jun 11, 2024 · Amount on File |
| Prior Sale | Nov 6, 2017 · Amount on File |
| Deed Document Number | 20241433 |
| Deed Book / Page | 12966 / 444 |
| Prior Transfer Date | Mar 26, 2010 |
| Prior Transfer Doc | 0000000402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 991 PENFIELD RD, ROCHESTER, NY 14625-2145 |
| Document Number | 0000000612 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 991 PENFIELD RD ROCHESTER NY 146252145, ROCHESTER, NY 14625-2145 |
| Document Number | 0000000612 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 028703/000027 |
| Instrument | 612 |
| Name | WEBSTER FCU |
|---|---|
| Address | WEBSTER, NY 14580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 30, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Nov 6, 2017 |
| Property Address | 991 PENFIELD RD, ROCHESTER, NY 14625-2145 |
| Document Number | 0000001036 |
| Map Reference | PG 23 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 201711061036 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $668.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 991 PENFIELD RD, ROCHESTER, NY 14625-2145 |
The 2026 property tax bill for 991 Penfield Rd was $9,047, up 17.1% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,047.00 (+17.11%) | ||
| 2025 | $7,725.00 | $280,700 Land $65,200 Building $215,500 | $374,300 Land $86,941 Building $287,359 |
| 2023 | $250,500 (-) Land $65,200 Building $185,300 | $266,500 (+6.39%) Land $69,364 Building $197,136 | |
| 2022 | $250,500 Land $65,200 Building $185,300 | $250,500 Land $65,200 Building $185,300 | |
| 2021 | $7,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Penfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Penfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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