991 Panorama Dr, Elko, NV 89801 Property Records

Elko County property record for 991 Panorama Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	504 sqft · built 1984
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Oct 2021)
Tax Bill	$662 (2026)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-481-011`

Property Details

APN / Parcel Number

Primary APN	`001-481-011`

Interior

Interior Walls	Finished/Painted

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Garage Type	Carport
Garage Area	844 sqft
Carport	Carport
Carport Area	844 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	991 PANORAMA DR
City	ELKO
State	NV
Zip	89801-4335
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZRMH
Legal Description	PANORAMA SUBDIVISION FILE 1763,PANORAMA SUB UNIT NO 2 FILE 14365
Legal Subdivision	PANORAMA SUBDIVISION
Legal Block	A
Legal Lot Number	7
Legal Unit	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1015
Census Tract	951300

Owner

991 Panorama Dr, a mobile home, is owned and occupied by two individuals who acquired it in July 2025.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	991 PANORAMA DR, ELKO, NV 89801-4335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Bargain and Sale Deed, Transfer WFG NATIONAL TITLE COMPANY
Oct 12, 2021	Affidavit of Death of Joint Tenant, Transfer
Oct 12, 2021	Bargain and Sale Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Jun 9, 2010 · Amount on File
Deed Document Number	2021795849
Last Transfer Date	Jul 4, 2025
Transfer Doc	0000851927
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 12, 2021
Property Address	991 PANORAMA DR, ELKO, NV 89801-4335
Document Number	0000795848
Instrument Date	Oct 8, 2021
Instrument	795848
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 W RICHEY AVE APT 2607, 2607, ARTESIA, NM 88210-9691

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Oct 12, 2021
Property Address	991 PANORAMA DR, ELKO, NV 89801-4335
Document Number	0000795847
Instrument Date	Oct 8, 2021
Instrument	795847
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 W RICHEY AVE APT 2607, 2607, ARTESIA, NM 88210-9691

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 12, 2021
Property Address	991 PANORAMA DR, ELKO, NV 89801-4335
Document Number	0000795849
Instrument Date	Oct 8, 2021
Instrument	795849
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2602 WEST AVE RICHEY AVE2607, 2602, ARTESIA, NM 88210-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 BULLION RD SPC 14, 14, ELKO, NV 89801-4176

Tax Assessment & Valuation

The 2026 property tax bill for 991 Panorama Dr was $662, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$662.00 (+5.41%)	$23,008 (-1.05%) Land $12,950 Building $10,058	$65,737 (-1.05%) Land $37,000 Building $28,737
2025	$628.00	$23,252 Land $12,950 Building $10,302	$66,434 Land $37,000 Building $29,434
2023	$556.00 (+7.96%)	$15,532 (+10.62%) Land $5,530 Building $10,002	$44,377 (+10.62%) Land $15,800 Building $28,577
2022	$515.00	$14,041 Land $5,530 Building $8,511	$40,117 Land $15,800 Building $24,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 991 Panorama Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 Panorama Dr is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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