991 Oak St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 991 Oak St, West Barnstable, MA 02668

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,865 sqft · built 1747
Lot Size1.13 acres (49,223 sqft)
Owner2 Trust Names on File
Tax Bill$5,108 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNBARN M:216 L:047

Property Details

APN / Parcel Number

Primary APNBARN M:216 L:047
Alternative APN
  • 133439

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,865 sqft Living Area
Gross Area2,453 sqft

Exterior

Year BuiltBuilt 1747
Effective Year BuiltEffective 1747
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number133439
Street Address991 OAK ST
CityWEST BARNSTABLE
StateMA
Zip02668-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number47
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3055
Census Tract12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old King's Highway Historic District
listed 1987 · 830 contributing resources · NRIS 87000314

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

991 Oak St is owner-occupied and held in a trust.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address991 OAK ST, WEST BARNSTABLE, MA 02668-1525
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address991 OAK ST, WEST BARNSTABLE, MA 02668-1525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31930-192
DateApr 4, 2019
Book Page31930/192
Instrument14655
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 991 Oak St was $5,108, up 12.9% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,108.00 (+12.88%)$546,900 (+3.7%) Land $178,200 Building $368,700$576,935
2024$4,525.00 (+5.16%)$527,400 (+11.67%) Land $178,200 Building $349,200
2023$4,303.00$472,300 Land $162,200 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 Oak St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1979–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oak St

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