991 Oak Pl, Thornton (Denver), CO 80229 Property Records

Adams County property record for 991 Oak Pl, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1955
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2026)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1719-23-3-23-005`

Property Details

APN / Parcel Number

Primary APN	`1719-23-3-23-005`
Alternative APNs	`0171923323005` `R0052937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,476 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0052937
Street Address	991 OAK PL
City	THORNTON
State	CO
Zip	80229-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:12 LOT:23 DESC: 991 OAK PL
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	3
Legal Subdivision	THORNTON
Legal Block	12
Legal Lot Number	23
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	3
Census Block	3018
Census Tract	9202

Owner

991 Oak Pl is owned by two individuals who bought it in April 2026.

Source: Adams County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	991 SERENIDAD PL, OAK VIEW, CA 93022-9566
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 7, 2026	Special Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE, INC
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit SPACE AGE FCU
Oct 2, 2017	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	202619603
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0000009649
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	991 OAK PL, THORNTON, CO 80229-4591
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050526
Date	Apr 27, 2021
Instrument	2021000050526

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 7, 2026
Property Address	991 OAK PL, THORNTON, CO 80229-4591
Document Number	0000019603
Instrument Date	Apr 6, 2026
Instrument	202619603
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,191.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 SERENIDAD PL, OAK VIEW, CA 93022-9566
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019604,
Date	Apr 7, 2026
Instrument	202619604

Lender

Name	VANDERBILT MORTGAGE AND FINANCE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	991 OAK PL, THORNTON, CO 80229-4591
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013715
Date	Feb 12, 2020
Instrument	2020000013715

Lender

Name	SPACE AGE FCU
Type	Credit Union
Address	AURORA, CO 80014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 2, 2017
Property Address	991 OAK PL, THORNTON, CO 80229-4591
Document Number	0000086042
Instrument Date	Sep 28, 2017
Instrument	86042
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 OAK PL THORNTON CO 802294591, THORNTON, CO 80229-4591

Mortgage

Document Number	86043
Date	Oct 2, 2017
Instrument	86043

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 991 Oak Pl was $3,313, up 13.5% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (+13.46%)	$29,440 Land $6,120 Building $23,320	$433,000 Land $90,000 Building $343,000
2024	$2,920.00 (-16.16%)
2023	$3,483.00 (+12.43%)	$31,930 (+13.51%) Land $6,090 Building $25,840	$472,000 (+16.6%) Land $90,000 Building $382,000
2022	$3,098.00	$28,130 Land $10,560 Building $17,570	$404,788 Land $152,000 Building $252,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 991 Oak Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 991 Oak Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Verizon.

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