991 N Pine Ave, Oviedo, FL 32765 Property Records

Seminole County property record for 991 N Pine Ave, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,247 sqft · built 2016
Lot Size0.424 acres (18,465 sqft)
OwnerIndividual Name on Record
Last Sale$184,900 (Aug 2021)
Tax Bill$8,067 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-21-31-300-007Q-0000

Property Details

APN / Parcel Number

Primary APN09-21-31-300-007Q-0000
Alternative APN
  • 213109300007Q0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,247 sqft Living Area
Gross Area4,035 sqft
1st Floor Area3,247 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area18,465 sqft (0.424 acres)
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area434 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address991 N PINE AVE
CityOVIEDO
StateFL
Zip32765-7901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 09 TWP 21S RGE 31E BEG 836.52 FT E OF NW COR OF NE 1/4 OF NW 1/4 RUN S 80 FT W 176.74 FT N 76 DEG 38 MIN 53 SEC W 68.80 FT N 12 DEG 42 MIN 52 SEC E 65.61 FT TO PT W OF BEG E TO BEG
Legal Range31E
Legal Township21S
Legal Section09
Legal SubdivisionACREAGE & UNREC
Legal Tract300
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1031
Census Tract21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address991 N PINE AVE, OVIEDO, FL 32765-7901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleAug 8, 2016 · Amount on Record
Deed Document Number2021112637
Deed Book / Page10024 / 255
Prior Transfer DateJul 7, 2021
Prior Transfer Doc0100240255
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateAug 25, 2021
Property Address991 N PINE AVE, OVIEDO, FL 32765-7901
Document Number0100240255
Book / Page10024 / 255
Instrument DateJul 7, 2021
Instrument2021112637
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,294.30
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2340 MAJESTIC BAY LN APT 302, 2340, WINTER SPRINGS, FL 32708-3138

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 N PINE AVE, OVIEDO, FL 32765-7901

Mortgage

Document Number0010024256
DateAug 25, 2021
Instrument10024/256
Lender
NameAMERICAN LIBERTY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,067.00 (+11.98%) Homeowner's exemption$518,845 (+5.99%)$637,403 (+5.59%) Land $88,000 Building $549,403
2023$7,204.00 (+2.59%) Homeowner's exemption$489,537 (+3%)$603,650 (+0.88%) Land $88,000 Building $515,650
2022$7,022.00 Homeowner's exemption$475,279$598,385 Land $88,000 Building $510,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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