991 Lanningham Rd, Cleveland, AL 35049 Property Records

Blount County property record for 991 Lanningham Rd, Cleveland, AL 35049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2020
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (May 2024)
Tax Bill	$531 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-04-0-000-008.010`

Property Details

APN / Parcel Number

Primary APN	`21-02-04-0-000-008.010`
Alternative APNs	`023673` `23673` `64666` `74093`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	74093
Street Address	991 LANNINGHAM RD
City	CLEVELAND
State	AL
Zip	35049-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NE/SE S 225 TO POB CONT S 175 E 360 NLY 185 ALG LANNINGHAM RD W 412 TO POB--
Legal Range	01W
Legal Township	13S
Legal Section	04
Jurisdiction	BLOUNT AL
Township / Civil Division	LOCUST FORK
Census Block Group	2
Census Block	2005
Census Tract	50702

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	991 LANNINGHAM RD, CLEVELAND, AL 35049-5439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FLORIDA TRADITIONS BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FLORIDA TRADITIONS BANK
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Deed Document Number	202410057274
Deed Book / Page	2024 / 12196
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	991 LANNINGHAM RD, CLEVELAND, AL 35049-5439
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/21145
Date	Jul 20, 2020
Book Page	2020/21145
Instrument	10018183

Lender

Name	FLORIDA TRADITIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	0 Months
Due	Jul 20, 2020

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	991 LANNINGHAM RD, CLEVELAND, AL 35049-5439
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/21138
Date	Jul 20, 2020
Book Page	2020/21138
Instrument	10018182

Lender

Name	FLORIDA TRADITIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	0 Months
Due	Jul 20, 2020

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	991 LANNINGHAM RD, CLEVELAND, AL 35049-5439
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/16818
Date	Oct 6, 2021
Book Page	2021/16818
Instrument	10031868

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$531.00 (+5.15%) Homeowner's exemption Senior Citizen's exemption
2025	$505.00 (-62.79%)	$20,680 (-50.5%)	$206,860 (-0.96%) Land $18,200 Building $188,660
2024	$1,357.00 (+6.6%)	$41,780 (+6.64%) Land $3,640 Building $38,140	$208,860 (+6.59%) Land $18,200 Building $190,660
2023	$1,273.00 (+22.4%)	$39,180 (+22.44%) Land $3,640 Building $35,540	$195,940 (+15.86%) Land $18,200 Building $177,740
2022	$1,040.00	$32,000 Land $1,820 Building $30,180	$169,120 Land $18,200 Building $150,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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