St. Johns County property record for 991 Josiah St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2008 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2009) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117760-0000 |
| Primary APN | 117760-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 991 JOSIAH ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4-28 AFRO-AMERICAN SUB OF BLK 97 DANCY TRACT LOT 1 OR3159/682 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISION OF THE DANCY T |
| Legal Block | 97 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21003 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 991 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2018 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Apr 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on Record |
| Deed Sale | Jan 30, 2009 · Amount on Record |
| Prior Sale | Nov 9, 2007 · Amount on Record |
| Deed Document Number | 20094723 |
| Deed Book / Page | 3159 / 682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 991 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1098 |
| Document Number | 0045460870 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 991 JOSIAH ST ST AUGUSTINE FL 320841098, ST AUGUSTINE, FL 32084-1098 |
| Document Number | 0045460870 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 004546/000870 |
| Instrument | 33018 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 991 JOSIAH ST, SAINT AUGUSTINE, FL 32084-1098 |
| Document Number | 0045450420 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 991 JOSIAH ST ST AUGUSTINE FL 320841098, ST AUGUSTINE, FL 32084-1098 |
| Document Number | 0045450420 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 004545/000420 |
| Instrument | 32334 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,749 (+2.7%) | $235,395 (+3.51%) Land $45,000 Building $190,395 | |
| 2025 | $1,122.00 (+18.73%) Homeowner's exemption | $97,127 (+5.99%) | $227,411 (+8.58%) Land $45,000 Building $182,411 |
| 2024 | $945.00 (+2.72%) | ||
| 2023 | $920.00 (+5.26%) Homeowner's exemption | $91,641 (+3%) | $209,447 (+10.27%) Land $25,872 Building $183,575 |
| 2022 | $874.00 Homeowner's exemption | $88,972 | $189,934 Land $17,836 Building $172,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures