Carteret County property record for 991 Hardesty Loop Rd, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 1998 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,000 (Oct 2021) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6389.01.37.0141000 |
| Primary APN | 6389.01.37.0141000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,519 sqft Heated Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 1,519 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 133 ft deep x 158 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Lean-To | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 27001 |
|---|---|
| Street Address | 991 HARDESTY LOOP RD |
| City | NEWPORT |
| State | NC |
| Zip | 28570-6053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SR 1160 HARLOWE |
| Legal Block | 37 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | HARLOWE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970704 |
991 Hardesty Loop Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 991 HARDESTY LOOP RD, NEWPORT, NC 28570-6053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 26, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Aug 26, 2019 · Amount on File |
| Deed Document Number | 20211743432 |
| Deed Book / Page | 1743 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 25, 2021 |
| Property Address | 991 HARDESTY LOOP RD, NEWPORT, NC 28570-6053 |
| Document Number | 0017430432 |
| Book / Page | 1743 / 432 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 1743432 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1322 FOUNTAINTOWN RD, 1322, BEULAVILLE, NC 28518-7566 |
| Name | Verified Name |
|---|---|
| Address | 991 HARDESTY LOOP RD, NEWPORT, NC 28570-6053 |
| Document Number | 1743433 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 1743-433 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 991 HARDESTY LOOP RD, NEWPORT, NC 28570-6053 |
| Document Number | 0016470242 |
| Book / Page | 001647 / 000242 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 991 HARDESTY LOOP RD NEWPORT NC 285706053, NEWPORT, NC 28570-6053 |
| Document Number | 16470243 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 001647/000243 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
The 2025 property tax bill for 991 Hardesty Loop Rd was $1,184.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,471 (-) Land $49,599 Building $228,872 | $278,471 (-) Land $49,599 Building $228,872 | |
| 2025 | $1,184.00 | $278,471 Land $49,599 Building $228,872 | $278,471 Land $49,599 Building $228,872 |
| 2023 | $157,900 Land $31,363 Building $126,537 | $157,900 Land $31,363 Building $126,537 | |
| 2022 | $937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Hardesty Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Hardesty Loop Rd is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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