Hamilton County property record for 991 Foxfire Cir, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 5,442 sqft · built 1999 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,451 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-22-005-026.000-018 |
| Primary APN | 29-09-22-005-026.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,442 sqft Living Area |
| 1st Floor Area | 2,006 sqft |
| 2nd Floor Area | 1,762 sqft |
| Attic | Attic |
| Attic Area | 170 sqft |
| Basement Area | 2,006 sqft |
| Finished Basement | 1,504 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 157 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 1,029 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709220005026000 |
|---|---|
| Street Address | 991 FOXFIRE CIR |
| City | CARMEL |
| State | IN |
| Zip | 46032-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .49, SECTION 22, TOWNSHIP 18, RANGE 3, CHESWICK PLACE, SECTION 1, LOT 9, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | CHESWICK PLACE SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 110909 |
991 Foxfire Cir is owner-occupied and held in a trust since February 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 991 FOXFIRE CIR, CARMEL, IN 46032-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Sep 1, 2021 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2006 |
| Deed Sale | Jun 30, 2006 |
| Prior Sale | Jun 30, 2006 |
| Deed Document Number | 200600037842 |
| Last Transfer Date | Feb 21, 2025 |
| Transfer Doc | 0000006778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 991 FOXFIRE CIR, CARMEL, IN 46032-9429 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000063796 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021063796 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 991 FOXFIRE CIR, CARMEL, IN 46032-9429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021063796 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021063796 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 991 FOXFIRE CIR, CARMEL, IN 46032-9429 |
| Document Number | 0000002352 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 991 FOXFIRE CIR CARMEL IN 460329429, CARMEL, IN 46032-9429 |
| Document Number | 0000002352 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2352 |
| Name | CITIZENS ST BK/NEW CASTLE |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 991 FOXFIRE CIR, CARMEL, IN 46032-9429 |
| Document Number | 0000002353 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 991 FOXFIRE CIR CARMEL IN 460329429, CARMEL, IN 46032-9429 |
| Document Number | 0000002353 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2353 |
| Name | CITIZENS ST BK/NEW CASTLE |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $962,100 (+5.77%) Land $196,400 Building $765,700 | $962,100 (+5.77%) Land $196,400 Building $765,700 | |
| 2024 | $10,451.00 (+16.17%) | $909,600 (+15.1%) Land $196,400 Building $713,200 | $909,600 (+15.1%) Land $196,400 Building $713,200 |
| 2023 | $8,996.00 (+11.32%) Homeowner's exemption | $790,300 (+12.27%) Land $146,700 Building $643,600 | $790,300 (+12.27%) Land $146,700 Building $643,600 |
| 2022 | $8,081.00 Homeowner's exemption | $703,900 Land $146,700 Building $557,200 | $703,900 Land $146,700 Building $557,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Foxfire Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Foxfire Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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