Hampden County and Westfield City property record for 991 E Mountain Rd, Westfield, MA 01085 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,530 sqft Living Area |
| Lot Size | 22,800 sqft (0.523 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $193,900 (2005) |
| Tax Bill | $5,199.00 (2025) |
Source: Hampden County and Westfield City records · APN WFLD M:52-R L:53
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 991 E MOUNTAIN RD, WESTFIELD, MA 01085-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment FREEDOM CU |
| Oct 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance PEOPLESBANK (HOLYOKE MA) |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK HOLYOKE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2005 · Amount on Record |
| Deed Sale | Jun 15, 2005 · Amount on Record |
| Prior Sale | Nov 05, 1996 · Amount on Record |
| Deed Doc Number | 2005133758 |
| Deed Book / Page | 15094 / 224 |
| Transfer Doc | 0000091349 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 991 E MOUNTAIN RD, WESTFIELD, MA 01085-1403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024877-187 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 24877/187 |
| Instrument | 2386 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 991 E MOUNTAIN RD, WESTFIELD, MA 01085-1403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24163-256 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 24163/256 |
| Instrument | 70206 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 991 E MOUNTAIN RD, WESTFIELD, MA 01085-1403 |
| Document Number | 22285-353 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 991 E MOUNTAIN RD WESTFIELD MA 010851403, WESTFIELD, MA 01085-1403 |
| Document Number | 22285-353 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 022285/000353 |
| Instrument | 43740 |
| Name | PEOPLESBANK HOLYOKE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 26, 2033 |
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,199.00 (+1.48%) | $342,500 (+13.52%) Land $118,800 Building $223,700 | $348,175 (+4.15%) |
| 2024 | $334,305 | ||
| 2023 | $5,123.00 | $301,700 Land $102,800 Building $198,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WFLD M:52-R L:53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 3,756 sqft Gross Area |
| Basement Area | 1,156 sqft Basement |
| Unfinished Basement | 1,156 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 22,800 sqft (0.523 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 991 E MOUNTAIN RD |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 53 |
| Jurisdiction | WESTFIELD MA |
| Minor Civil Division | WESTFIELD |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 812500 |
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