DuPage County property record for 991 E Lake St, Addison, IL 60101
| Property Type | Commercial |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-403-003 |
| Primary APN | 03-27-403-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 433 sqft |
| Street Address | 991 E LAKE ST |
|---|---|
| City | ADDISON |
| State | IL |
| Zip | 60101-3065 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | WILDFLOWERS RESUB PRT LYG IN SE1/4 SEC 27 |
| Legal Subdivision | WILDFLOWERS RESUB |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | ADDISON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 846701 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3454 DOUGLAS RD, 250, SOUTH BEND, IN 46635-1789 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| Sep 5, 2018 | Deed of Trust, Construction Loan · Line of Credit PROVIDENCE BK&TR |
| Feb 8, 2018 | Grant Deed, Transfer GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 991 E LAKE ST, ADDISON, IL 60101-3065 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033791 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | R2022-033791 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 5, 2018 |
| Property Address | 991 E LAKE ST, ADDISON, IL 60101-3065 |
| Document Number | 0000083690 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 83690 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 227 S MAIN ST #300 SOUTH BEND IN 466012124, 300, SOUTH BEND, IN 46601-2124 |
| Document Number | 0000083690 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 83690 |
| Name | PROVIDENCE BK&TR |
|---|---|
| Address | 630 E 162ND ST, SOUTH HOLLAND, IL 60473-2328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 4, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 8, 2018 |
| Property Address | 991 E LAKE ST, ADDISON, IL 60101-3065 |
| Document Number | 0000012250 |
| Instrument Date | Nov 11, 2016 |
| Instrument | 12250 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 227 S MAIN ST #300 SOUTH BEND IN 466012124, 300, SOUTH BEND, IN 46601-2124 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Addison Township |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,662.00 (+17.62%) | $23,522 (+25.12%) Land $23,522 | $70,566 (+25.12%) Land $70,566 |
| 2022 | $1,413.00 | $18,800 Land $18,800 | $56,400 Land $56,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 206 (1979–2020) |
| Claims Outside the SFHA | 28 of 206 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADDISON serves 38,017 people · EPA ID IL0430050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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