991 E Buffalo Cir, Robbinsville, NC 28771 Property Records

Graham County property record for 991 E Buffalo Cir, Robbinsville, NC 28771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,128 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2012)
Tax Bill	$5,070 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5662-00-10-0010`

Property Details

APN / Parcel Number

Primary APN	`5662-00-10-0010`
Alternative APN	`155898619`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,128 sqft Heated Area
Gross Area	5,289 sqft
1st Floor Area	1,612 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	305 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155898619
Street Address	991 E BUFFALO CIR
City	ROBBINSVILLE
State	NC
Zip	28771-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REMAINDER OF PARCEL 1 / FR-UHAZIE
Legal Subdivision	PINE RIDGE ACRES SUBDIVISION
Jurisdiction	GRAHAM NC
Township / Civil Division	CHEOAH
Census Block Group	1
Census Block	1036
Census Tract	920200

Owner

991 E Buffalo Cir is owned by two individuals who bought it in July 2012.

Source: Graham County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	193 FLAT MOUNTAIN TRL, HARMONY, NC 28634-9070
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2012 · Amount on File
Deed Sale	Jul 18, 2012 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Book / Page	321 / 414
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Mar 15, 2021
Property Address	991 E BUFFALO CIR, ROBBINSVILLE, NC 28771-6128
Document Number	390/686
Book / Page	390 / 686
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 SW WISPER BAY DR, 725, PALM CITY, FL 34990-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 FLAT MOUNTAIN TRL, HARMONY, NC 28634-9070

Mortgage

Document Number	390691
Date	Mar 15, 2021
Instrument	390/691

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 991 E Buffalo Cir was $5,070.

Source: Graham County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Graham County
Unified School District	Graham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,070.00	$780,070 Land $140,000 Building $640,070	$780,070 Land $140,000 Building $640,070
2023	$4,602.00	$780,070 Land $140,000 Building $640,070	$780,070 Land $140,000 Building $640,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 E Buffalo Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Feb 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 E Buffalo Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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