991 E Binderton Pl, Versailles, KY 40383 Property Records

Woodford County property record for 991 E Binderton Pl, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,323 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2019)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-9041-003-00`

Property Details

APN / Parcel Number

Primary APN	`30-9041-003-00`
Alternative APNs	`32166` `35725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,323 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Block
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	35725
Street Address	991 E BINDERTON PL
City	VERSAILLES
State	KY
Zip	40383-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Legal Subdivision	WOODBURN HALL
Legal Lot Number	14
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	3
Census Block	3002
Census Tract	50106

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	991 E BINDERTON PL, VERSAILLES, KY 40383-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON INC
Jun 17, 2019	Deed, Transfer · Line of Credit KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Feb 24, 2005 · Amount on Record
Deed Document Number	80699
Deed Book / Page	D313 / 435
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	991 E BINDERTON PL, VERSAILLES, KY 40383-9262
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M911/459
Date	May 26, 2021
Book Page	M911/459
Instrument	99540

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 17, 2019
Property Address	991 E BINDERTON PL, VERSAILLES, KY 40383-9262
Document Number	00D313/435
Book / Page	D313 / 435
Map Reference	CAB C SL 285
Instrument Date	Jun 5, 2019
Instrument	80699
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 HILLBROOKE PKWY, OWENSBORO, KY 42303-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	991 E BINDERTON PL, VERSAILLES, KY 40383-9262

Mortgage

Document Number	0000080700
Date	Jun 17, 2019
Instrument	80700

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00 (+39.07%)	$450,500 (+52.71%)	$450,500 (+52.71%)
2023	$3,148.00	$295,000	$295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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