991 Crestwood Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 991 Crestwood Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2018
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$218,883 (Feb 2019)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300163`

Property Details

APN / Parcel Number

Primary APN	`T190300163`
Alternative APN	`2-0042-C700-00-235C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	1,424 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300163
Street Address	991 CRESTWOOD LN
City	O FALLON
State	MO
Zip	63366-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 235C
Legal Range	03E
Legal Township	47N
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	235C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2016
Census Tract	311801

Owner

Source: St. Charles County records · APN T190300163

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	991 CRESTWOOD LN, O FALLON, MO 63366-1676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	0070371070
Deed Book / Page	7037 / 1070
Record Updated	Jun 08, 2026

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2019
Property Address	991 CRESTWOOD LN, O FALLON, MO 63366-1676
Document Number	0070371070
Book / Page	7037 / 1070
Map Reference	MB 50 PG 134
Instrument Date	Feb 15, 2019
Instrument	20190220000075060
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	DEPENDABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 CRESTWOOD LN, O FALLON, MO 63366-1676

Mortgage

Document Number	20190220000075070
Date	Feb 20, 2019
Instrument	20190220000075070

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,606.00 (+17.04%)	$56,069 (-0.67%)	$295,101 (-0.67%) Land $60,000 Building $235,101
2023		$56,448 (+30.59%)
2022	$3,081.00	$43,227	$297,096 (+30.59%) Land $50,000 Building $247,096
2021			$227,509 Land $50,000 Building $177,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber Holdings, Wisper ISP.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.