Lancaster County property record for 991 Confederate Ave, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,275 sqft · built 2006 |
| Lot Size | 0.566 acres (24,654 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Mar 2019) |
| Tax Bill | $898 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0086A-0B-023.00 |
| Primary APN | 0086A-0B-023.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| Gross Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,654 sqft (0.566 acres) |
| Lot Width | 141 ft Width |
| Porch | Porch |
| Porch Area | 149 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 15854 |
|---|---|
| Street Address | 991 CONFEDERATE AVE |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 140X174.8X143X17.8 |
| Legal Subdivision | PROPERTY OF MICHAEL HELMS |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10500 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Nov 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 27, 2019 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 13, 2017 | Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Prior Sale | Oct 13, 2017 · Amount on Record |
| Deed Document Number | 20194166 |
| Deed Book / Page | 1220 / 207 |
| Prior Transfer Date | Feb 20, 2019 |
| Prior Transfer Doc | 0000004165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000012666 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 5427/82 |
| Instrument | 2025012666 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | 737 PLANTATION RD, LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 5, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000014794 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 5056/180 |
| Instrument | 2023014794 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 27, 2019 |
| Property Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000004166 |
| Book / Page | 1220 / 207 |
| Map Reference | PL 2006-372 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019004166 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000004167 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2019004167 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 13, 2017 |
| Property Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000015298 |
| Book / Page | 1089 / 099 |
| Map Reference | PL 2006 PG 372 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017015298 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 991 CONFEDERATE AVE, LANCASTER, SC 29720-2988 |
| Document Number | 0000015299 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017015299 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $898.00 (+9.65%) | $6,146 (+15.01%) Land $935 Building $5,211 | $197,200 (+47.6%) Land $30,000 Building $167,200 |
| 2024 | $819.00 (+0.37%) | ||
| 2023 | $816.00 | $5,344 Land $508 Building $4,836 | $133,600 Land $12,700 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
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