Cooke County property record for 991 Co Rd 260, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Company Name on File |
| Last Sale | $296,519 (Dec 2024) |
| Tax Bill | $3,905 (2026) |
| Deeds & Mortgages | Dec 2024 Second Mortgage Dec 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0044-148-00000 |
| Primary APN | 0044-148-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 52,708 sqft (1.21 acres) |
| Porch | Slab |
| Porch Area | 204 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0044-148-00000 |
|---|---|
| Street Address | 991 COUNTY ROAD 260 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY ACC 0044 ACRES 1.21 |
| Legal Subdivision | BAILEY ACC |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1100 |
991 Co Rd 260 is owned by a company that bought it in December 2024.
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 541 HENDERSON CIR, GARLAND, TX 75040-7352 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENWAY HOME MORTGAGE INC |
| Dec 23, 2024 | Vendor's Lien, Transfer · FHA Mortgage GENWAY HOME MORTGAGE INC |
| Apr 2, 2025 | Agreement of Sale, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on File |
| Deed Sale | Dec 23, 2024 · Amount on File |
| Deed Document Number | 20249172 |
| Deed Book / Page | 2686 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 991 COUNTY ROAD 260, GAINESVILLE, TX 76240-6367 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002686/178 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 2686/178 |
| Instrument | 2024-9174 |
| Name | GENWAY HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Dec 23, 2024 |
| Property Address | 991 COUNTY ROAD 260, GAINESVILLE, TX 76240-6367 |
| Document Number | 002686/154 |
| Book / Page | 2686 / 154 |
| Instrument Date | Dec 17, 2024 |
| Instrument | 2024-9172 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11763 MITCHELL CIR, PONDER, TX 76259-6192 |
| Name | Verified Name |
|---|---|
| Address | 541 HENDERSON CIR, GARLAND, TX 75040-7352 |
| Investor | Possibly a Property Investor |
| Document Number | 0020249173 |
|---|---|
| Date | Dec 23, 2024 |
| Instrument | 2024-9173 |
| Name | GENWAY HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 2, 2025 |
| Property Address | 991 COUNTY ROAD 260, GAINESVILLE, TX 76240-6367 |
| Document Number | 002703/258 |
| Book / Page | 2703 / 258 |
| Instrument Date | Dec 17, 2024 |
| Instrument | 2025-2216 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 991 COUNTY ROAD, GAINESVILLE, TX 76240 |
The 2026 property tax bill for 991 Co Rd 260 was $3,905, up 5.4% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,905.00 (+5.37%) | $257,174 (+5.35%) Land $108,957 Building $148,217 | $257,174 (+5.35%) Land $108,957 Building $148,217 |
| 2025 | $3,706.00 (+145.92%) | $244,118 Land $95,901 Building $148,217 | $244,118 Land $95,901 Building $148,217 |
| 2024 | $1,507.00 | ||
| 2023 | $158,210 Land $90,901 Building $156,906 | $247,807 Land $90,901 Building $156,906 | |
| 2022 | $1,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Co Rd 260 in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Co Rd 260 is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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