San Diego County property record for 991 Cliffrose Cir, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,558 sqft · built 2000 |
| Lot Size | 20.6 acres (898,207 sqft) |
| Owner | Individual Name on File |
| Last Sale | $999,000 (Aug 2014) |
| Tax Bill | $15,431 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-140-36-00 |
| Primary APN | 280-140-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,558 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 898,207 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 991 CLIFFROSE CIR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 12-13-1E NWQ PAR F PER DOC98-652051 IN |
| Legal Range | 01E |
| Legal Township | 13 |
| Legal Section | 12 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
Source: San Diego County records · APN 280-140-36-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 991 CLIFFROSE CIR, RAMONA, CA 92065-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2014 · Amount on Record |
| Deed Sale | Aug 04, 2014 · Amount on Record |
| Prior Sale | Aug 11, 2004 · Amount on Record |
| Deed Document Number | 2014330518 |
| Prior Transfer Date | Jul 19, 2000 |
| Prior Transfer Doc | 0000434786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 991 CLIFFROSE CIR, RAMONA, CA 92065-1553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 991 CLIFFROSE CIR, RAMONA, CA 92065-1553 |
| Document Number | 0000364613 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-0364613 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,504,466 (+2%) Land $438,972 Building $1,065,494 | |
| 2025 | $15,431.00 (+6.86%) Homeowner's exemption | $1,474,967 (+7%) Land $430,365 Building $1,044,602 |
| 2023 | $14,440.00 (-1.03%) | $1,378,479 Land $374,439 Building $1,004,040 |
| 2022 | $14,590.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
| Wildfire Risk | Extreme above 99.3% of the US · above 95% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 7 locations within half a mile of this property.
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