Harford County property record for 991 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Restaurant |
|---|---|
| Details | 5,805 sqft · built 2006 |
| Lot Size | 1.37 acres (59,938 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,739 (2026) |
| Deeds & Mortgages | May 2017 Loan Modification Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-080818 |
| Primary APN | 02-080818 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,805 sqft Total Area |
| 1st Floor Area | 5,805 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Lot Area | 59,938 sqft (1.37 acres) |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 080818 |
|---|---|
| Street Address | 991 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1734 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | B3 |
| Legal Description | LOT 6 1.376 AC 991 BEARDS HILL ROAD BEARDS HILL PLAZA 53/98 |
| Legal Subdivision | BEARDS HILL PLAZA 53 98 |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 302801 |
991 Beards Hill Rd, a commercial property, is owned by a company.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 60 WEST ST, 204, ANNAPOLIS, MD 21401-2480 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2017 | Loan Modification, Mortgage BANK OF AMERICA |
| Oct 30, 2017 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 991 BEARDS HILL RD, ABERDEEN, MD 21001-1734 |
| Document Number | 0125760460 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 29 FRIENDS LN NEWTOWN PA 189401803, NEWTOWN, PA 18940-1803 |
| Document Number | 0125760460 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 012576/000460 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 222 BROADWAY 14TH, NEW YORK, NY 10038 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Oct 30, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 30, 2017 |
| Property Address | 991 BEARDS HILL RD, ABERDEEN, MD 21001-1734 |
| Document Number | 0125760473 |
| Book / Page | 012576 / 000473 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 29 FRIENDS LN NEWTOWN PA 189401803, NEWTOWN, PA 18940-1803 |
| Document Number | 125760473 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 012576/000473 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 222 BROADWAY 14TH, NEW YORK, NY 10038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 29, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 991 Beards Hill Rd was $17,739, up 6.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,739.00 (+6.2%) | $1,860,900 Land $899,200 Building $961,700 | $1,860,900 Land $899,200 Building $961,700 |
| 2025 | $16,704.00 | ||
| 2023 | $1,698,000 Land $899,200 Building $798,800 | $1,698,000 Land $899,200 Building $798,800 | |
| 2022 | $16,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 991 Beards Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 991 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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