Charlevoix County property record for 9909 Two Lakes Trl, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,334 sqft · built 2011 |
| Lot Size | 17.5 acres (762,300 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14,121 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-118-013-10 |
| Primary APN | 007-118-013-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,334 sqft Building Perimeter |
| 1st Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Siding |
| Lot Area | 762,300 sqft (17.5 acres) |
| Garage Area | 1,068 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9909 TWO LAKES TRL |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | COM AT N1/4 COR SEC 18 T34N R7W TH S00DEG07'58E 337.71FT (RECD AS 338FT) TH CONT AL SD 1/4 LI S0DEG07'58E 124.89FT TO N LI OF |
| Legal Range | 07W |
| Legal Township | 34N |
| Legal Section | 18 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | HAYES |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 400 |
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 200, BOYNE CITY, MI 49712-0200 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Hayes Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,400 (+11.18%) | $896,800 (+11.18%) | |
| 2025 | $14,121.00 (+2.11%) | $403,300 (+8.41%) | $806,600 (+8.41%) |
| 2024 | $13,829.00 (+8.51%) | ||
| 2023 | $372,000 | $744,000 | |
| 2022 | $12,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
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