9909 Sugar St, Germantown, OH 45327 Property Records

Montgomery County property record for 9909 Sugar St, Germantown, OH 45327 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,048 sqft · built 1919
Lot Size	0.798 acres (34,804 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Sep 1995)
Tax Bill	$2,838 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D14 20507 0022`

Property Details

APN / Parcel Number

Primary APN	`D14 20507 0022`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,024 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Architectural Style	Traditional
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	34,804 sqft (0.798 acres)
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	340 sqft
Lean-To	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9909 SUGAR ST
City	GERMANTOWN
State	OH
Zip	45327-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22,23, & 24 SUNBURY 205-7-22,23,24
Legal Subdivision	SUNSBURY
Legal Lot Number	22
Jurisdiction	MONTGOMERY OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1016
Census Tract	160100

Owner

Source: Montgomery County records · APN D14 20507 0022

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9909 SUGAR ST, GERMANTOWN, OH 45327-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF TREMONT
Nov 17, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF GERMANTOWN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 1995 · Amount on Record
Deed Sale	Sep 11, 1995 · Amount on Record
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 09, 2026
Property Address	9909 SUGAR ST, GERMANTOWN, OH 45327-1515
Document Number	0000034136
Instrument Date	Jun 01, 2026
Instrument	202634136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9909 SUGAR ST, GERMANTOWN, OH 45327-1515

Mortgage

Document Number	0000034136,
Date	Jun 09, 2026
Instrument	202634136

Lender

Name	FIRST NATIONAL BANK OF TREMONT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	9909 SUGAR ST, GERMANTOWN, OH 45327-1515
Transaction Type	Mortgage
Record Updated	Dec 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087693
Date	Nov 17, 2021
Instrument	2021-00087693

Lender

Name	FIRST NATIONAL BANK OF GERMANTOWN
Type	Bank
Address	GERMANTOWN, OH 45327

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	German Township
Unified School District	Valley View Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,960 (-) Land $16,190 Building $33,770
2024	$2,838.00 (+0.85%)
2023	$2,814.00 (+19.59%)	$49,960 (+34.01%) Land $16,190 Building $33,770	$142,740 (+34%) Land $46,250 Building $96,490
2022	$2,353.00	$37,280 Land $12,080 Building $25,200
2020			$106,520 Land $34,520 Building $72,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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