Howard County property record for 9909 Peony Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,606 sqft · built 2015 |
| Lot Size | 0.164 acres (7,124 sqft) |
| Owner | Trust Name on File |
| Last Sale | $635,000 (Oct 2015) |
| Tax Bill | $506 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596247 |
| Primary APN | 06-596247 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Total Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,124 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 136 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596247 |
|---|---|
| Street Address | 9909 PEONY LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 191 7,124 SQ' 9909 PEONY LN WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 191 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 606807 |
9909 Peony Ln is owner-occupied and held in a trust since June 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 18, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2015 · Amount on File |
| Deed Sale | Oct 7, 2015 · Amount on File |
| Deed Book / Page | 16480 / 32 |
| Last Transfer Date | Jun 15, 2018 |
| Transfer Doc | 0182530420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Document Number | 2333000415 |
| Book / Page | 23334 / 415 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Document Number | 2333000415, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 23334/415 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0221280411 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 22128/411 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Document Number | 0194290130 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9909 PEONY LN LAUREL MD 207236024, LAUREL, MD 20723-6024 |
| Document Number | 0194290130 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 019429/000130 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Document Number | 0191350319 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 9909 PEONY LN LAUREL MD 207236024, LAUREL, MD 20723-6024 |
| Document Number | 0191350319 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 019135/000319 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 21, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 9909 PEONY LN, LAUREL, MD 20723-6024 |
| Document Number | 0182530420 |
| Book / Page | 018253 / 000420 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9909 PEONY LN LAUREL MD 207236024, LAUREL, MD 20723-6024 |
The 2026 property tax bill for 9909 Peony Ln was $506 with a homeowner's exemption.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506.00 Homeowner's exemption | $798,033 (+5.81%) | $885,700 (+17.44%) Land $334,500 Building $551,200 |
| 2025 | $506.00 Homeowner's exemption | $754,200 Land $219,500 Building $534,700 | $754,200 Land $219,500 Building $534,700 |
| 2024 | $506.00 | ||
| 2023 | $609,733 | $754,200 Land $219,500 Building $534,700 | |
| 2022 | $6,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9909 Peony Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9909 Peony Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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