9909 N 103rd E Ave, Owasso, OK 74055 Property Records

Tulsa County property record for 9909 N 103rd E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,931 sqft · built 2005
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Nov 2020)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61138-14-18-17080`

Property Details

APN / Parcel Number

Primary APN	`61138-14-18-17080`
Alternative APN	`R61138141817080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
Basement Area	1,931 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.203 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61138141817080
Street Address	9909 N 103RD EAST AVE
City	OWASSO
State	OK
Zip	74055-7261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 16 BLK 1
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Quarter	SW
Legal Subdivision	HONEY CREEK II AT BAILEY RANCH
Legal Block	1
Legal Lot Number	16
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2004
Census Tract	5809

Owner

9909 N 103rd E Ave is owned and occupied by an individual who bought it in November 2020.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BOKF NA
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUITY FCU
May 29, 2019	Warranty Deed, Transfer GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO
Apr 13, 2018	Survivorship Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2020112026
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103698
Date	Oct 17, 2022
Instrument	2022103698

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74192

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 4, 2032

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Nov 12, 2020
Property Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Document Number	0000112026
Instrument Date	Nov 5, 2020
Instrument	2020112026
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261

Mortgage

Document Number	0000112027
Date	Nov 12, 2020
Instrument	2020112027

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 29, 2019
Property Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Document Number	0000045969
Map Reference	PL 5831
Instrument Date	May 2, 2019
Instrument	2019045969
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	GUARANTY ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261

Mortgage

Document Number	0000045970
Date	May 29, 2019
Instrument	2019045970

Lender

Name	TRUITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 29, 2019
Property Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Document Number	0000045968
Instrument Date	Feb 4, 2019
Instrument	45968
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9909 N 103RD EAST AVE OWASSO OK 740557261, OWASSO, OK 74055-7261
Investor	Possibly a Property Investor

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	TULSA OK
Recording Date	Apr 13, 2018
Property Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261
Document Number	0000032065
Instrument Date	Apr 12, 2018
Instrument	2018032065
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9909 N 103RD EAST AVE, OWASSO, OK 74055-7261

Mortgage

Document Number	0000032066
Date	Apr 13, 2018
Instrument	2018032066

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9909 N 103rd E Ave was $2,688 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 Homeowner's exemption	$24,602 Land $2,401 Building $22,201	$281,700 Land $27,500 Building $254,200
2023	$2,527.00 (+3.14%)	$23,133 (+3.13%) Land $2,293 Building $20,840	$277,397 (+30.23%) Land $27,500 Building $249,897
2022	$2,450.00 Homeowner's exemption	$22,430 Land $2,896 Building $19,534	$213,000 Land $27,500 Building $185,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9909 N 103rd E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9909 N 103rd E Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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