9909 Cobblestone Blvd, Independence, KY 41051 Property Records

Kenton County property record for 9909 Cobblestone Blvd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,156 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2022)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-00-00-086.00`

Property Details

APN / Parcel Number

Primary APN	`018-00-00-086.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,156 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	9909 COBBLESTONE BLVD
City	INDEPENDENCE
State	KY
Zip	41051-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE POINTE SEC 4 LOT 91
Legal Subdivision	INDEPENDENCE POINTE
Legal Phase	4
Legal Lot Number	91
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3026
Census Tract	63604

Owner

9909 Cobblestone Blvd is owned and occupied by two individuals who bought it in October 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9909 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Sep 8, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage BAYSHORE MTG FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	20224
Deed Book / Page	194 / 392
Prior Transfer Date	May 23, 2003
Prior Transfer Doc	0625059002
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 12, 2022
Property Address	9909 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8526
Document Number	0005900004
Book / Page	194 / 392
Map Reference	SL A-42
Instrument Date	Oct 10, 2022
Instrument	22101205900004
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 N MAIN ST, 321, WILLIAMSTOWN, KY 41097-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9909 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8526

Mortgage

Document Number	0005900005
Date	Oct 12, 2022
Instrument	22101205900005

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0005900006
Date	Oct 12, 2022
Book Page	414/262
Instrument	22101205900006

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9909 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8526
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900046
Date	Sep 8, 2021
Book Page	269/406
Instrument	21090805900046

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2019
Property Address	9909 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8526
Document Number	0000000018
Book / Page	0I4370 / 000310
Instrument Date	Nov 22, 2019
Instrument	18
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9909 COBBLESTONE BLVD INDEPENDENCE KY 410518526, INDEPENDENCE, KY 41051-8526

Mortgage

Document Number	19
Date	Dec 4, 2019
Book Page	0I4370/000313
Instrument	19

Lender

Name	BAYSHORE MTG FNDG
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9909 Cobblestone Blvd was $2,616.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $35,000 Building $190,000	$225,000 (-) Land $35,000 Building $190,000
2025	$2,616.00	$225,000 Land $35,000 Building $190,000	$225,000 Land $35,000 Building $190,000
2023	$2,839.00	$225,000 Land $30,000 Building $195,000	$225,000 Land $30,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9909 Cobblestone Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9909 Cobblestone Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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