9908 White Hills Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9908 White Hills Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1965
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Company Names on File
Last Sale	$127,000 (Mar 1997)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-030-32-00`

Property Details

APN / Parcel Number

Primary APN	`395-030-32-00`
Alternative APN	`3952101100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,068 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3952101100
Street Address	9908 WHITE HILLS RD
City	LAKESIDE
State	CA
Zip	92040-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 005094
Legal Subdivision	CONCEPT
Legal Tract	005094
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	9908 WHITE HILLS RD, LAKESIDE, CA 92040-3343
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Intrafamily Transfer, Transfer
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1997 · Amount on File
Deed Sale	Mar 31, 1997 · Amount on File
Deed Document Number	1997145754
Prior Transfer Date	Mar 17, 1997
Prior Transfer Doc	0000145753
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2026
Property Address	9908 WHITE HILLS RD, LAKESIDE, CA 92040-3343
Document Number	0000004119
Map Reference	MAP 5094
Instrument Date	Dec 30, 2025
Instrument	2026-0004119
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9908 WHITE HILLS RD, LAKESIDE, CA 92040-3343

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9908 WHITE HILLS RD, LAKESIDE, CA 92040-3343
Document Number	0000376413
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9908 WHITE HILLS RD LAKESIDE CA 920403343, LAKESIDE, CA 92040-3343

Mortgage

Document Number	0000376413
Date	Jul 14, 2020
Instrument	376413

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9908 WHITE HILLS RD, LAKESIDE, CA 92040-3343
Document Number	0000068801
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9908 WHITE HILLS RD LAKESIDE CA 920403343, LAKESIDE, CA 92040-3343

Mortgage

Document Number	0000068801
Date	Feb 22, 2018
Instrument	68801

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,951 (+2%) Land $91,353 Building $148,598
2025	$3,535.00 (+8.24%) Homeowner's exemption	$235,247 (+4.04%) Land $89,562 Building $145,685
2023	$3,266.00 (+2.35%) Homeowner's exemption	$226,114 Land $86,085 Building $140,029
2022	$3,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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