Effingham County property record for 9908 E Bloomfield Hills Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,240 sqft · built 1997 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (May 2026) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Jan 2010 Mortgage May 2014 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-152-005 |
| Primary APN | 11-07-152-005 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,240 sqft Base Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9908 E BLOOMFIELD HILLS DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOOMFIELD HILLS SUB 3693/164 3445/313 3303/46 3046/86 2905/247 2791/166 2595/254 2595/252 2295/338 2277/103 2212/358 1 |
| Legal Subdivision | HILLS SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 950200 |
9908 E Bloomfield Hills Dr is owned and occupied by an individual who bought it in May 2026.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 W SAINT ANTHONY AVE, EFFINGHAM, IL 62401-2369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2010 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF DIETERICH |
| May 29, 2014 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF DIETERICH |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CREDIT UNION |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Feb 4, 2019 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Jun 30, 2014 | Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BANK & TRUST NA |
| Dec 1, 2006 | Warranty Deed, Transfer · Line of Credit FIRST MID ILLINOIS BANK & TRUST NA |
| Apr 3, 2006 | Special Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF DIETERICH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Jun 7, 2021 · Amount on File |
| Deed Document Number | 20261929 |
| Prior Transfer Date | Oct 19, 2009 |
| Prior Transfer Doc | 2595/252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002595/256 |
|---|---|
| Date | Jan 28, 2010 |
| Book Page | 2595/256 |
| Instrument | 201001000378 |
| Name | THE FIRST NATIONAL BANK OF DIETERICH |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003038/030 |
|---|---|
| Date | May 29, 2014 |
| Book Page | 3038/030 |
| Instrument | 201401402206 |
| Name | THE FIRST NATIONAL BANK OF DIETERICH |
|---|---|
| Type | Non-Lending Institution |
| Address | EFFINGHAM, IL 62401 |
| Amount | Amount on Record |
|---|
| Rate | 4.65% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 27, 2026 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 0000001929 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261929 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 607 W SAINT ANTHONY AVE, EFFINGHAM, IL 62401-2369 |
| Document Number | 0000001930, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261930 |
| Name | LAND OF LINCOLN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 7, 2021 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 3693/164 |
| Book / Page | 3693 / 164 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 202121002827 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15244 NORTH SIERMER ROAD, EFFINGHAM, IL 62401-7769 |
| Document Number | 202121002828 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 202121002828 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate | 3% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Feb 4, 2019 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 3445/313 |
| Book / Page | 3445 / 313 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 201901900436 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 30, 2017 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 3303/046 |
| Book / Page | 3303 / 046 |
| Map Reference | PL 43-E MB 12 PG 66 |
| Instrument Date | May 26, 2017 |
| Instrument | 201701702322 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 201701702323 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 201701702323 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 30, 2014 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 3046/086 |
| Book / Page | 3046 / 086 |
| Map Reference | PL43-E MB12 PG66 |
| Instrument Date | Jun 27, 2014 |
| Instrument | 201401402773 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1860 RICHARDSON RD, 1860, AMBOY, IL 61310-9416 |
| Name | Verified Name |
|---|---|
| Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 003046/088 |
|---|---|
| Date | Jun 30, 2014 |
| Book Page | 3046/088 |
| Instrument | 201401402774 |
| Name | FIRST MID ILLINOIS BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Dec 1, 2006 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 2277/103 |
| Book / Page | 2277 / 103 |
| Map Reference | MB43-E MB12 PG66 |
| Instrument Date | Nov 30, 2006 |
| Instrument | 00606043 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9908 E BLOOMFIELD HILLS DR, 9908, EFFINGHAM, IL 62401-4457 |
| Name | Verified Name |
|---|---|
| Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Investor | Possibly a Property Investor |
| Document Number | 002277/105 |
|---|---|
| Date | Dec 1, 2006 |
| Book Page | 2277/105 |
| Instrument | 0606044 |
| Name | FIRST MID ILLINOIS BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 1, 2011 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 3, 2006 |
| Property Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Document Number | 2212/358 |
| Book / Page | 2212 / 358 |
| Map Reference | PL43-E MB12 PG66 |
| Instrument Date | Mar 14, 2006 |
| Instrument | 0601490 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | NTBC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9908 E BLOOMFIELD HILLS DR, EFFINGHAM, IL 62401-4457 |
| Investor | Possibly a Property Investor |
| Document Number | 002231/001 |
|---|---|
| Date | Apr 3, 2006 |
| Book Page | 2231/001 |
| Instrument | 0601491 |
| Name | THE FIRST NATIONAL BANK OF DIETERICH |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 9908 E Bloomfield Hills Dr was $3,256 with a homeowner's exemption, up 9.4% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256.00 (+9.37%) Homeowner's exemption | $67,770 (+1%) Land $6,830 Building $60,940 | $203,310 (+1%) Land $20,490 Building $182,820 |
| 2024 | $2,977.00 | $61,610 Land $6,210 Building $55,400 | $184,830 Land $18,630 Building $166,200 |
| 2022 | $2,111.00 Homeowner's exemption | $51,630 Land $5,200 Building $46,430 | $154,890 Land $15,600 Building $139,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9908 E Bloomfield Hills Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9908 E Bloomfield Hills Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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