9907 Crystal Ln, Freeland, MI 48623 Property Records

Saginaw County property record for 9907 Crystal Ln, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 2015
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2023)
Tax Bill	$8,107 (2025)
Deeds & Mortgages	Feb 2023 Sale Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-15-2114-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-15-2114-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft
Basement Area	1,942 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Area	967 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	9907 CRYSTAL LN
City	FREELAND
State	MI
Zip	48623-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	LOT 14 GARNER PLACE SUBDIVISION NO 1 SEC 15 T13N R3E *NEW # SPLIT FROM PARENTS 2001-000 003 004 005 & 014 *1/21/04
Legal Range	03E
Legal Township	13N
Legal Section	15
Legal Subdivision	PLACE SUBDIVISION
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1041
Census Tract	10101

Owner

9907 Crystal Ln is owned and occupied by an individual who acquired it in December 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer
Apr 7, 2021	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 11, 2017	Deed of Trust, Mortgage DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	20233397
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000028269
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 22, 2023
Property Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141
Document Number	0000003397
Map Reference	LB 30 PG 26
Instrument Date	Jan 31, 2023
Instrument	2023003397
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 7, 2021
Property Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141
Document Number	0000011579
Map Reference	LB 30 PG 26
Instrument Date	Mar 31, 2021
Instrument	2021011579
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9907 CRYSTAL LN, 9907, FREELAND, MI 48623-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6730 BLUE RD, TWIN LAKE, MI 49457

Mortgage

Document Number	0000011580
Date	Apr 7, 2021
Instrument	2021011580

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 13, 2018
Property Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141
Document Number	0000031123
Instrument Date	Dec 7, 2018
Instrument	31123
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9907 CRYSTAL LN FREELAND MI 486239141, FREELAND, MI 48623-9141

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9907 CRYSTAL LN, FREELAND, MI 48623-9141
Document Number	0000033328
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9907 CRYSTAL LN FREELAND MI 486239141, FREELAND, MI 48623-9141

Mortgage

Document Number	0000033328
Date	Dec 18, 2017
Instrument	33328

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 9907 Crystal Ln was $8,107 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,800	$475,600
2025	$8,107.00 Homeowner's exemption
2023		$208,800	$417,600
2022	$276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9907 Crystal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9907 Crystal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crystal Ln

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