9906 Virginia Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 9906 Virginia Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 2018
Lot Size	0.14 acres (6,119 sqft)
Owner	Individual Name on File
Tax Bill	$2,916 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R332073`

Property Details

APN / Parcel Number

Primary APN	`R332073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	6,119 sqft (0.14 acres)
Garage Area	439 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9906 VIRGINIA AVE
City	LUBBOCK
State	TX
Zip	79424-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSTONE AT UPLAND L 522
Legal Subdivision	WINDSTONE AT UPLAND
Legal Lot Number	5220
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1010
Census Tract	10421

Owner

9906 Virginia Ave is owned and occupied by an individual who acquired it in May 2025.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY BANK
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY BANK
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 28, 2018	Vendor's Lien, Subdivision Related Transfer ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025
Deed Sale	May 21, 2025
Prior Sale	Dec 28, 2018
Deed Document Number	2025019707
Record Updated	Jun 8, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 21, 2025
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Document Number	0000019707
Map Reference	DOC 2018033032
Instrument Date	May 15, 2025
Instrument	2025019707
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657

Mortgage

Document Number	0000019708
Date	May 21, 2025
Instrument	2025019708

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045151
Date	Nov 29, 2023
Instrument	2023045151

Lender

Name	PROSPERITY BANK
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2038

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045082
Date	Nov 28, 2023
Instrument	2023045082

Lender

Name	PROSPERITY BANK
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2038

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040470
Date	Oct 19, 2023
Instrument	2023040470

Lender

Name	PROSPERITY BANK
Type	Bank
Address	RICHARDSON, TX 75081

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031217
Date	Jul 27, 2020
Instrument	2020031217

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 28, 2018
Property Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657
Document Number	0000048446
Map Reference	FILE 2018033032
Instrument Date	Dec 28, 2018
Instrument	2018048446
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 82ND ST, 6305, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9906 VIRGINIA AVE, LUBBOCK, TX 79424-4657

Mortgage

Document Number	0000048447
Date	Dec 28, 2018
Instrument	2018048447

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9906 Virginia Ave was $2,916 with a homeowner's exemption, down 16.5% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 (-16.47%) Homeowner's exemption	$220,299 Land $24,476 Building $195,823	$220,299 Land $24,476 Building $195,823
2024	$3,491.00 (+5.56%)
2023	$3,307.00 (-14.68%) Homeowner's exemption	$213,286 Land $24,476 Building $202,802	$227,278 Land $24,476 Building $202,802
2022	$3,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9906 Virginia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9906 Virginia Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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