9906 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9906 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,265 sqft · built 1995
Lot Size	0.222 acres (9,648 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Aug 2023)
Tax Bill	$5,842 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`11-22-25-1005-000-12700`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1005-000-12700`
Alternative APNs	`252211100500012700` `3432061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,265 sqft Living Area
Gross Area	2,817 sqft
1st Floor Area	2,265 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,648 sqft (0.222 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	222 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3432061
Street Address	9906 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE I LOT 127 PB 32 PG 55-57 ORB 6191 PG 708
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE I
Legal Lot Number	127
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2085
Census Tract	31207

Owner

9906 Spring Lake Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8800 VISTANA CENTRE DR, ORLANDO, FL 32821-6353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 16, 2021	Re-recorded Document ALPHA RELIABLE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	202396337
Deed Book / Page	6191 / 708
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0054161783
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 9, 2023
Property Address	9906 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0061910708
Book / Page	6191 / 708
Map Reference	MB 32 PG 55-57
Instrument Date	Jul 27, 2023
Instrument	2023096337
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,779.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11990 SW 137TH AVE, MIAMI, FL 33186-4227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8800 VISTANA CENTRE DR, ORLANDO, FL 32821-6353

Mortgage

Document Number	0006191710
Date	Aug 9, 2023
Instrument	6191/710

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 18, 2021
Property Address	9906 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0056670098
Book / Page	5667 / 98
Map Reference	MB 32 PG 55-57
Instrument Date	Mar 15, 2021
Instrument	2021037136
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18030 W APSHAWA RD, CLERMONT, FL 34715-6615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9906 SPRING LAKE DR, CLERMONT, FL 34711-7983

Mortgage

Document Number	0005667100
Date	Mar 18, 2021
Instrument	5667/100

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE FL
Recording Date	Apr 16, 2021
Property Address	9906 SPRING LAKE DR, CLERMONT, FL 34711-7983
Document Number	0056891105
Book / Page	5689 / 1105
Map Reference	MB 32 PG 55-57
Instrument Date	Mar 15, 2021
Instrument	2021052695
Record Updated	May 18, 2023
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18030 W APSHAWA RD, CLERMONT, FL 34715-6615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9906 SPRING LAKE DR, CLERMONT, FL 34711-7983

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,067 (-) Land $102,300 Building $293,767	$396,067 (-) Land $102,300 Building $293,767
2025		$396,067 Land $102,300 Building $293,767	$396,067 Land $102,300 Building $293,767
2024	$5,842.00 (+5.53%)
2023	$5,536.00 (+22.4%)	$414,683 (+34.83%)	$414,683 (+34.83%) Land $102,300 Building $312,383
2022	$4,523.00	$307,549	$307,549 Land $62,000 Building $245,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9906 Spring Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9906 Spring Lake Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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