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9905 Wild Ginger Dr, McKinney, TX 75072 Property Records

Collin County property record for 9905 Wild Ginger Dr, McKinney, TX 75072

Property Summary

Property TypeSingle Family Home
Details2,683 sqft · built 2006
OwnerOwner Name on File
Tax Bill$6,834 (2024)
Deeds & MortgagesFeb 2024 Second Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR-8479-00E-0100-1

Property Details

APN / Parcel Number

Primary APNR-8479-00E-0100-1
Alternative APN
  • 2556708

Interior

Stories2 Stories
Building Area2,683 sqft Living Area
Gross Area3,088 sqft
2nd Floor Area1,026 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area405 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2556708
Street Address9905 WILD GINGER DR
CityMCKINNEY
StateTX
Zip75072-2850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINSOR MEADOWS AT WESTRIDGE PHASE 4 (CMC), BLK E, LOT 10
Legal SubdivisionWINSOR MEADOWS AT WESTRIDGE PHASE 4 (CMC
Legal Phase4
Legal BlockE
Legal Lot Number10
JurisdictionCOLLIN TX
Township / Civil DivisionMCKINNEY
Census Block Group2
Census Block2007
Census Tract30539

Owner

Source: Collin County records · APN R-8479-00E-0100-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address9905 WILD GINGER DR, MCKINNEY, TX 75072-2850
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 25, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Last SaleNov 15, 2006
Deed SaleNov 15, 2006
Deed Document Number20061115001630680
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address9905 WILD GINGER DR, MCKINNEY, TX 75072-2850
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000021890
DateFeb 27, 2024
Instrument2024000021890
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2054

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address9905 WILD GINGER DR, MCKINNEY, TX 75072-2850
Document Number0000977640
Instrument DateJul 25, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9905 WILD GINGER DR MCKINNEY TX 750722850, MCKINNEY, TX 75072-2850

Mortgage

Document Number0000977640
DateAug 03, 2018
Instrument977640
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 02, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMcKinney City
Unified School DistrictFrisco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$505,246 (+10.65%) Land $120,000 Building $385,246$505,246 (+10.65%) Land $120,000 Building $385,246
2024$6,834.00 (-0.68%)
2023$456,616 Land $105,000 Building $351,616$456,616 Land $105,000 Building $351,616
2022$6,881.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850305392, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 623 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
ElektraFi
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MCKINNEY
serves 224,043 people
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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