Howard County property record for 9905 Simplicity Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,060 sqft · built 2018 |
| Lot Size | 0.059 acres (2,576 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $488,553 (Sep 2018) |
| Tax Bill | $8,464 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-597985 |
| Primary APN | 06-597985 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Total Area |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,576 sqft (0.059 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 597985 |
|---|---|
| Street Address | 9905 SIMPLICITY CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-5502 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PSC |
| Legal Description | LOT 54 2,576 SQ' 9905 SIMPLICITY CT WLADEN WOODS |
| Legal Subdivision | WALDEN WOODS |
| Legal Lot Number | 54 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 606807 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9905 SIMPLICITY CT, LAUREL, MD 20723-5502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Sep 12, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Deed Book / Page | 18360 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9905 SIMPLICITY CT, LAUREL, MD 20723-5502 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0192740090 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 19274/90 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 12, 2018 |
| Property Address | 9905 SIMPLICITY CT, LAUREL, MD 20723-5502 |
| Document Number | 0183600130 |
| Book / Page | 018360 / 000130 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | POTOMAC SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9905 SIMPLICITY CT LAUREL MD 207235502, LAUREL, MD 20723-5502 |
| Document Number | 183600136 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 018360/000136 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,800 (+1.35%) | $648,600 (+4.04%) Land $200,000 Building $448,600 | |
| 2025 | $8,464.00 (+58.47%) Homeowner's exemption | $623,400 (+18.95%) Land $230,000 Building $393,400 | $623,400 (-) Land $230,000 Building $393,400 |
| 2023 | $524,067 | $623,400 Land $230,000 Building $393,400 | |
| 2022 | $5,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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