9905 N Elgin Ave, Lubbock, TX 79415 Property Records

Lubbock County property record for 9905 N Elgin Ave, Lubbock, TX 79415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 1960
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R144068`

Property Details

APN / Parcel Number

Primary APN	`R144068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,986 sqft Living Area

Exterior

Year Built	Built 1960
Exterior Material	Brick/Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	204 sqft
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9905 N ELGIN AVE
City	LUBBOCK
State	TX
Zip	79415-7660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0034
Legal Description	BLK A SEC 38 AB 1310 TR A25A AC: .53
Legal Subdivision	SEC 38 AB 674
Legal Block	1310
Legal Lot Number	12550
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1023
Census Tract	10201

Owner

9905 N Elgin Ave is owned and occupied by two individuals who acquired it in June 2013.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9905 N ELGIN AVE, LUBBOCK, TX 79415-7660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2013
Deed Sale	Jun 12, 2013
Deed Document Number	2014-15961
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9905 N ELGIN AVE, LUBBOCK, TX 79415-7660
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9905 N ELGIN AVE, LUBBOCK, TX 79415-7660
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016906
Date	Apr 25, 2024
Instrument	2024016906

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9905 N ELGIN AVE, LUBBOCK, TX 79415-7660
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019501
Date	Apr 21, 2021
Instrument	2021019501

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9905 N Elgin Ave was $1,176 with a homeowner's exemption, down 24.7% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Unified School District	New Deal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (-24.66%) Homeowner's exemption	$174,690 Land $7,420 Building $167,270	$174,690 Land $7,420 Building $167,270
2024	$1,561.00 (+14.95%)
2023	$1,358.00 (-33.04%) Homeowner's exemption	$154,422 Land $7,420 Building $167,270	$174,690 Land $7,420 Building $167,270
2022	$2,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9905 N Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9905 N Elgin Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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