9905 Midsummer Snow Ln, Laurel, MD 20723 Property Records

Howard County property record for 9905 Midsummer Snow Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,818 sqft · built 2004
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (May 2017)
Tax Bill	$9,804 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-566898`

Property Details

APN / Parcel Number

Primary APN	`06-566898`
Alternative APN	`566898`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,818 sqft Total Area
Basement Area	1,366 sqft
Finished Basement	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,640 sqft (0.175 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	566898
Street Address	9905 MIDSUMMER SNOW LN
City	LAUREL
State	MD
Zip	20723-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 10 7,640 SQ' 9905 MIDSUMMER SNOW LN EMERSON SEC 2 PH 1B
Legal Subdivision	EMERSON
Legal Phase	1B
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3003
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 23, 2017	Grant Deed, Transfer BRENNAN TITLE
May 23, 2017	Deed, Transfer · Stand-Alone First Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	2017600-176
Deed Book / Page	17600 / 176
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761

Mortgage

Document Number	0206180190
Date	Jun 7, 2021
Book Page	20618/190

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	May 23, 2017
Property Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761
Document Number	0176000169
Book / Page	017600 / 000169
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9905 MIDSUMMER SNOW LN LAUREL MD 207235761, LAUREL, MD 20723-5761
Investor	Possibly a Property Investor

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 23, 2017
Property Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761
Document Number	0176000176
Book / Page	17600 / 176
Map Reference	PL15205
Instrument Date	Apr 28, 2017
Instrument	17600-176
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE ALLIANCE GROUP OF MAYL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9905 MIDSUMMER SNOW LN, LAUREL, MD 20723-5761

Mortgage

Document Number	17600184
Date	May 23, 2017
Instrument	17600-184

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,804.00 (-8.7%) Homeowner's exemption	$843,900 (+7.16%)	$956,700 (+21.49%) Land $261,800 Building $694,900
2025	$10,738.00 (+60.29%) Homeowner's exemption	$787,500 (+19.47%) Land $186,800 Building $600,700	$787,500 (-) Land $186,800 Building $600,700
2023		$659,167	$787,500 Land $186,800 Building $600,700
2022	$6,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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