9905 Ivory Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9905 Ivory Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 2018
Lot Size0.115 acres (5,014 sqft)
Owner2 Individual Names on File
Last Sale$215,600 (Aug 2018)
Tax Bill$5,708 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054163-0632

Property Details

APN / Parcel Number

Primary APN054163-0632
Alternative APN
  • U243119A8U000037000320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,171 sqft
1st Floor Area1,612 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,014 sqft (0.115 acres)
Lot Dimensions121 ft deep x 41.5 ft wide
Garage TypeAttached
Garage Area405 sqft
PorchScreened Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541630632
Street Address9905 IVORY DR
CitySUN CITY CENTER
StateFL
Zip33573-6678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT NORTH PHASE 2B LOT 32 BLOCK 37
Legal Range19E
Legal Township31S
Legal Section24
Legal SubdivisionBELMONT NORTH PHASE 2B
Legal Block37
Legal Lot Number32
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1017
Census Tract14007

Owner

9905 Ivory Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address9905 IVORY DR, SUN CITY CENTER, FL 33573-6678
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Aug 27, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Deed Document Number2018345777
Deed Book / Page26021 / 673
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9905 IVORY DR, RUSKIN, FL 33573-6678
Document Number0000173633
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9905 IVORY DR RUSKIN FL 335736678, RUSKIN, FL 33573-6678

Mortgage

Document Number0000173633
DateApr 24, 2020
Instrument173633
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 27, 2018
Property Address9905 IVORY DR, RUSKIN, FL 33573-6678
Document Number0000345777
Book / Page26021 / 0673
Map ReferenceMB 129 PG 253
Instrument DateAug 17, 2018
Instrument2018345777
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,509.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address9905 LVORY DR, RUSKIN, FL 33573

Mortgage

Document Number0000345778
DateAug 27, 2018
Instrument2018345778
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9905 Ivory Dr was $5,708 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,194 (+2.7%)$243,651 (-3.16%) Land $67,157 Building $176,494
2025$5,708.00 Homeowner's exemption$183,246$251,607 Land $72,323 Building $179,284
2023$5,193.00 (+4.47%) Homeowner's exemption$172,895 (+3%)$241,407 (+1.47%) Land $67,157 Building $174,250
2022$4,971.00 Homeowner's exemption$167,859$237,905 Land $56,825 Building $181,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9905 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9905 Ivory Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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