9905 Elm Ln, Rogers, MN 55374 Property Records

Hennepin County property record for 9905 Elm Ln, Rogers, MN 55374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,898 sqft · built 2020
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$663,736 (Aug 2020)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-119-23-12-0005`

Property Details

APN / Parcel Number

Primary APN	`12-119-23-12-0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,898 sqft
Basement Area	1,329 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Lot Depth	148 ft Depth

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	9905 ELM LN
City	ROGERS
State	MN
Zip	55374-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 003 A BELLWETHER E81X148X80X137
Legal Range	23
Legal Township	119
Legal Section	12
Legal Quarter	12
Legal Subdivision	BELLWETHER
Legal Block	3
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	4
Census Block	4013
Census Tract	27102

Owner

9905 Elm Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9905 ELM LN, ROGERS, MN 55374-2801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Aug 3, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Deed Document Number	202010819724
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9905 ELM LN, ROGERS, MN 55374-2801
Document Number	0010861379
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9905 ELM LN ROGERS MN 553742801, ROGERS, MN 55374-2801

Mortgage

Document Number	0010861379
Date	Oct 27, 2020
Instrument	10861379

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2035

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 3, 2020
Property Address	9905 ELM LN, ROGERS, MN 55374-2801
Document Number	0010819724
Instrument Date	Jul 28, 2020
Instrument	10819724
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2020
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9905 ELM LN ROGERS MN 553742801, ROGERS, MN 55374-2801

Mortgage

Document Number	10819725
Date	Aug 3, 2020
Instrument	10819725

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9905 Elm Ln was $4,471 with a veteran's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00	$622,000 Land $125,000 Building $497,000	$622,000 Land $125,000 Building $497,000
2023	$3,533.00 Homeowner's exemption
2022		$576,000 Land $121,000 Building $455,000	$576,000 Land $121,000 Building $455,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9905 Elm Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9905 Elm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SE Corcoran serves 2,964 people · EPA ID MN1270075
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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