9905 Chapel Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 9905 Chapel Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	5 ba · 9,339 sqft · built 2009
Lot Size	1.05 acres (46,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jun 2007)
Tax Bill	$26,831 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02861364`

Property Details

APN / Parcel Number

Primary APN	`10-02861364`
Alternative APN	`02861364`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	9,339 sqft Living Area
Gross Area	10,663 sqft
1st Floor Area	4,850 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	46,173 sqft
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,250 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	02861364
Street Address	9905 CHAPEL RD
City	POTOMAC
State	MD
Zip	20854-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	POTOMAC MANORS SEC 1
Legal Subdivision	POTOMAC MANOR SEC 2
Legal Block	G
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706008

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9905 CHAPEL RD, POTOMAC, MD 20854-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Prior Sale	Aug 12, 1993 · Amount on Record
Deed Document Number	200777803
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9905 CHAPEL RD, POTOMAC, MD 20854-4918
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	NOVA CNTYS TITLE AND SETTLEMENT, NOVA COUNTIES TITLE & SETMNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0636860253
Date	Aug 6, 2021
Book Page	63686/253

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,391,667 (+3.14%)	$2,537,200 (+9.41%) Land $689,800 Building $1,847,400
2025	$26,831.00 (+36.11%)	$2,318,900 (+17.91%) Land $689,800 Building $1,629,100	$2,318,900 (-) Land $689,800 Building $1,629,100
2023		$1,966,700	$2,318,900 Land $689,800 Building $1,629,100
2022	$19,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1984–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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