9904 S Torrence Ave, Chicago, IL 60617 Property Records

Cook County property record for 9904 S Torrence Ave, Chicago, IL 60617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1964
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2021)
Tax Bill	$2,327 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-07-147-021`

Property Details

APN / Parcel Number

Primary APN	`26-07-147-021`
Alternative APN	`26-07-147-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9904 S TORRENCE AVE
City	CHICAGO
State	IL
Zip	60617-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	15E
Legal Township	37N
Legal Section	07
Legal Subdivision	CALUMET TRUST SUB OF FRACL SEC12-37-
Legal Block	4
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3002
Census Tract	510200

Owner

Source: Cook County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Feb 17, 2021	Warranty Deed, Transfer · FHA Mortgage WATERMAN STATE BANK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional with PMI BUSEY BK
Jun 21, 2018	Warranty Deed, Transfer GREATER ILLINOIS TITLE COMPANY
Feb 21, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 25, 2017	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	202133004
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0000008179
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 3, 2026
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	0000031156
Instrument Date	Jul 20, 2026
Instrument	202631156
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335

Mortgage

Document Number	0000031156,
Date	Aug 3, 2026
Instrument	202631156

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Feb 1, 2051

Interest

Rate	6.47%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 17, 2021
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	0004833004
Map Reference	DOC 9137462
Instrument Date	Dec 18, 2020
Instrument	2104833004
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 N BRECKENRIDGE CT, 3606, PEORIA, IL 61614-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335

Mortgage

Document Number	0004833005
Date	Feb 17, 2021
Instrument	2104833005

Lender

Name	WATERMAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	1817729252
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 S TORRENCE AVE CHICAGO IL 606175335, CHICAGO, IL 60617-5335

Mortgage

Document Number	1817729252
Date	Jun 26, 2018
Instrument	17729252

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 21, 2018
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	1817218105
Instrument Date	Jun 8, 2018
Instrument	17218105
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 N BRECKENRIDGE CT PEORIA IL 616148015, PEORIA, IL 61614-8015

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2018
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	1805208179
Instrument Date	Jan 23, 2018
Instrument	5208179
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$39.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	796 W BARTLETT RD BARTLETT IL 601034482, BARTLETT, IL 60103-4482

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Aug 25, 2017
Property Address	9904 S TORRENCE AVE, CHICAGO, IL 60617-5335
Document Number	1723755087
Instrument Date	Jul 31, 2017
Instrument	23755087
Transaction Type	Foreclosure
Record Updated	Sep 8, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	6101 CONDOR DR MOORPARK CA 930212602, MOORPARK, CA 93021-2602
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,300 (+11.82%) Land $1,550 Building $10,750	$123,000 (+11.82%) Land $15,500 Building $107,500
2023	$2,327.00 (+2.56%)
2022	$2,269.00	$11,000 Land $1,705 Building $9,295	$110,000 Land $17,050 Building $92,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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