9904 Harrogate Rd, Bethesda, MD 20817 Property Records

Montgomery County property record for 9904 Harrogate Rd, Bethesda, MD 20817

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,527 sqft · built 1962
Lot Size	0.253 acres (11,020 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Feb 2007)
Tax Bill	$10,950 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00669988`

Property Details

APN / Parcel Number

Primary APN	`07-00669988`
Alternative APN	`00669988`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,527 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	1,499 sqft
Basement Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,020 sqft (0.253 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	138 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00669988
Street Address	9904 HARROGATE RD
City	BETHESDA
State	MD
Zip	20817-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	STRATTON WOODS
Legal Subdivision	STRATTON WOODS
Legal Block	B
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	2
Census Block	2010
Census Tract	704501

Owner

9904 Harrogate Rd is owned and occupied by two individuals who bought it in February 2007.

Source: Montgomery County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2007 · Amount on File
Deed Sale	Feb 6, 2007 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Document Number	200769589
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0000069589
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543

Mortgage

Document Number	0674300490
Date	Oct 4, 2023
Book Page	67430/490

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543

Mortgage

Document Number	0619340135
Date	Feb 19, 2021
Book Page	61934/135

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9904 HARROGATE RD, BETHESDA, MD 20817-1543
Document Number	0585620404
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 HARROGATE RD BETHESDA MD 208171543, BETHESDA, MD 20817-1543

Mortgage

Document Number	0585620404
Date	Nov 22, 2019
Book Page	058562/000404

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 9904 Harrogate Rd was $10,950, up 13.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,001,533 (+6.52%)	$1,062,800 (-) Land $601,800 Building $461,000
2025	$10,950.00 (+13.64%)	$940,267	$1,062,800 Land $601,800 Building $461,000
2024	$9,636.00
2023		$748,867	$773,600 Land $573,100 Building $200,500
2022	$7,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9904 Harrogate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9904 Harrogate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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