9904 E Cork Rd, Toano, VA 23168 Property Records

James City County property record for 9904 E Cork Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$661,000 (Jan 2026)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1 14-0-0073`

Property Details

APN / Parcel Number

Primary APN	`05-1 14-0-0073`
Alternative APN	`27506`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	27506
Street Address	9904 E CORK RD
City	TOANO
State	VA
Zip	23168-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANN
Legal Description	L-73 S-5A LISBURN STONEHOUSE
Legal Subdivision	STONEHOUSE
Legal Lot Number	73
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1001
Census Tract	80404

Owner

Source: James City County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9904 E CORK RD, TOANO, VA 23168-9646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Nov 8, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 26, 2022	Warranty Deed, Subdivision Related Transfer
Mar 20, 2017	Grant Deed, Transfer · Line of Credit CHESAPEAKE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Oct 4, 2024 · Amount on Record
Deed Document Number	2026389
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 12, 2026
Property Address	9904 E CORK RD, TOANO, VA 23168-9646
Document Number	0202600389
Map Reference	DOC 030021747
Instrument Date	Jan 5, 2026
Instrument	202600389
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$661.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9904 E CORK RD, TOANO, VA 23168-9646

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 8, 2023
Property Address	9904 E CORK RD, TOANO, VA 23168-9646
Document Number	0202311772
Instrument Date	Nov 7, 2023
Instrument	202311772
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HERITAGE PL, SEAFORD, VA 23696-2320

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 26, 2022
Property Address	9904 E CORK RD, TOANO, VA 23168-9646
Document Number	0202201216
Instrument Date	Jan 14, 2022
Instrument	202201216
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 AYRSHIRE WAY APT H, H, NEWPORT NEWS, VA 23602-4348

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Mar 20, 2017
Property Address	9904 E CORK RD, TOANO, VA 23168-9646
Document Number	0000005894
Instrument Date	Mar 16, 2017
Instrument	5894
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	5895
Date	Mar 20, 2017
Instrument	5895

Lender

Name	CHESAPEAKE BK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (+410.87%)	$93,800 (+54.28%) Land $63,800 Building $30,000	$93,800 (+54.28%) Land $63,800 Building $30,000
2024	$497.00 (-1.39%)
2023	$504.00	$60,800 Land $60,800	$60,800 Land $60,800
2022	$504.00 (-1.18%)
2019	$510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cork Rd

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