9903 Veramonte Ct, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 9903 Veramonte Ct, Charlotte, NC 28227 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2014
Square Footage3,455 sqft Heated Area
Lot Size30,387 sqft (0.697 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2017)
Tax Bill$5,594.00 (2023)

Property Details

APN / Parcel Number

Primary APN197-131-23

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,455 sqft Heated Area
Gross Area4,097 sqft Gross Area
1st Floor1,938 sqft 1st Floor
Upper Floors1,517 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2014
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area30,387 sqft (0.697 acres)
Garage Area460 sqft Garage

Exterior Amenities

Deck Area130 sqft Deck
Patio Area130 sqft Patio
Porch1 Porch
Porch Area52 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number197-131-23
Street Address9903 VERAMONTE CT
CityCHARLOTTE
StateNC
Zip28227-2467
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL34 M48-489
Legal SubdivisionIRONGATE MAP 01
Legal Lot Number34
JurisdictionMECKLENBURG NC
Minor Civil Division6, CLEAR CREEK
Census Blockgroup3
Census Block3001
Census Tract5714

Owner

Source: Mecklenburg County records · APN 197-131-23

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address9903 VERAMONTE CT, CHARLOTTE, NC 28227-2467
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jan 30, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJan 30, 2017 · Amount on Record
Deed SaleJan 30, 2017 · Amount on Record
Prior SaleFeb 02, 2015 · Amount on Record
Deed Doc Number0031531882
Deed Book / Page31531 / 882
Record RefreshedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9903 VERAMONTE CT, CHARLOTTE, NC 28227-2467
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213452
DateNov 09, 2021
Book Page36741/605
Instrument2021213452
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 30, 2017
Property Address9903 VERAMONTE CT, CHARLOTTE, NC 28227-2467
Document Number0000012456
Book / Page31531 / 882
Map ReferenceMB48 PG489
Instrument DateJan 27, 2017
Instrument2017012456
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1384 TUCKAHOE PASS, 1384, SIGNAL MOUNTAIN, TN 37377-2370

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000012457
DateJan 30, 2017
Instrument2017012457
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term121 Months
DueFeb 01, 2027
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJan 30, 2017
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change3.25%
Index5-Year CMT
Max Rate9.25%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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