9903 N 109th E Ave, Owasso, OK 74055 Property Records

Tulsa County property record for 9903 N 109th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,264 sqft · built 1987
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2019)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61064-14-18-62900`

Property Details

APN / Parcel Number

Primary APN	`61064-14-18-62900`
Alternative APN	`R61064141862900`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,264 sqft Living Area
Basement Area	1,234 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Built-in
Garage Area	440 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61064141862900
Street Address	9903 N 109TH EAST AVE
City	OWASSO
State	OK
Zip	74055-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 19 BLK 5
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Quarter	SE
Legal Subdivision	EL RIO VISTA IV
Legal Block	5
Legal Lot Number	19
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2001
Census Tract	5809

Owner

9903 N 109th E Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9903 N 109TH EAST AVE, OWASSO, OK 74055-6410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jul 17, 2019	Warranty Deed, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jun 26, 2015 · Amount on File
Deed Document Number	2019063141
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9903 N 109TH EAST AVE, OWASSO, OK 74055-6410
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085456
Date	Jul 23, 2021
Instrument	2021085456

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 17, 2019
Property Address	9903 N 109TH EAST AVE, OWASSO, OK 74055-6410
Document Number	0000063141
Instrument Date	Jul 12, 2019
Instrument	63141
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9903 N 109TH EAST AVE OWASSO OK 740556410, OWASSO, OK 74055-6410

Mortgage

Document Number	63142
Date	Jul 17, 2019
Instrument	63142

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9903 N 109th E Ave was $2,258 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 Homeowner's exemption	$20,667 Land $1,807 Building $18,860	$274,600 Land $24,000 Building $250,600
2023	$2,122.00 (+3.16%)	$19,422 (+3.15%) Land $1,802 Building $17,620	$258,636 (+22.83%) Land $24,000 Building $234,636
2022	$2,057.00 Homeowner's exemption	$18,828 Land $2,146 Building $16,682	$210,567 Land $24,000 Building $186,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9903 N 109th E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9903 N 109th E Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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