9903 Cobblestone Dr, Warrenton, VA 20186 Property Records

Fauquier County property record for 9903 Cobblestone Dr, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,546 sqft · built 1989
Lot Size	1.16 acres (50,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Sep 2026)
Tax Bill	$5,792 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6971-52-4896`

Property Details

APN / Parcel Number

Primary APN	`6971-52-4896`
Alternative APNs	`730639800` `115262` `19045`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,546 sqft Finished Area
1st Floor Area	2,546 sqft
Basement Area	1,909 sqft
Finished Basement	636 sqft
Unfinished Basement	1,273 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,617 sqft (1.16 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	115262
Street Address	9903 COBBLESTONE DR
City	WARRENTON
State	VA
Zip	20186-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	ENG MEAD SD LOT 54 SEC II
Legal Subdivision	ENG MEAD SD
Legal Lot Number	54
Jurisdiction	FAUQUIER VA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1009
Census Tract	930206

Owner

Source: Fauquier County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer · VA Mortgage NETX MORTGAGE LLC
Sep 23, 2025	Intrafamily Transfer, Transfer
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI KEYSTONE FNDG
Dec 4, 2018	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage OAK VIEW NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	20267247
Deed Book / Page	1826 / 1063
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	1509182
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAUQUIER VA
Recording Date	Sep 15, 2026
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Document Number	0000007247
Book / Page	1826 / 1063
Instrument Date	Jun 14, 2026
Instrument	20267247
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619

Mortgage

Document Number	0000007248,
Date	Sep 15, 2026
Instrument	20267248

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAUQUIER VA
Recording Date	Sep 23, 2025
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Document Number	0017992203
Book / Page	1799 / 2203
Map Reference	MB 593 PG 1272
Instrument Date	Aug 22, 2025
Instrument	2025-00006294
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016731123
Date	Feb 25, 2021
Book Page	1673/1123
Instrument	202100002570

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Document Number	16082342
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9903 COBBLESTONE DR WARRENTON VA 201868619, WARRENTON, VA 20186-8619

Mortgage

Document Number	16082342
Date	Oct 1, 2019
Book Page	001608/002342
Instrument	8286

Lender

Name	KEYSTONE FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Dec 4, 2018
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Document Number	15861913
Book / Page	001586 / 001913
Instrument Date	Dec 3, 2018
Instrument	9916
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9903 COBBLESTONE DR WARRENTON VA 201868619, WARRENTON, VA 20186-8619

Mortgage

Document Number	15861915
Date	Dec 4, 2018
Book Page	001586/001915
Instrument	9917

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	9903 COBBLESTONE DR, WARRENTON, VA 20186-8619
Document Number	1579494
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1579494
Date	Aug 6, 2018
Book Page	001579/000494
Instrument	6597

Lender

Name	OAK VIEW NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,792.00 (+14.81%)	$647,200 (+24.03%) Land $152,400 Building $494,800	$647,200 (+24.03%) Land $152,400 Building $494,800
2025	$5,045.00 (+15.31%)	$521,800 (-) Land $122,400 Building $399,400	$521,800 (-) Land $122,400 Building $399,400
2023		$521,800 Land $122,400 Building $399,400	$521,800 Land $122,400 Building $399,400
2019	$4,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPAL REGIONAL serves 643 people · EPA ID VA6061117
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Virginia Broadband.

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