9902 Falcon Dr, Richmond, IL 60071 Property Records

McHenry County property record for 9902 Falcon Dr, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Lot Size	1.89 acres (82,328 sqft)
Owner	Owner Name on File
Last Sale	$245,000 (Apr 2013)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-15-204-007`

Property Details

APN / Parcel Number

Primary APN	`04-15-204-007`

Exterior

Lot Area	82,328 sqft (1.89 acres)

Location & Zoning

Street Address	9902 FALCON DR
City	RICHMOND
State	IL
Zip	60071-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0020526 LT 15 CANTERBURY HEIGHTS 7TH ADDN MEMO: CASEY, SEAN M/ CHIU, KATHARINE H
Legal Range	08E
Legal Township	46N
Legal Section	15
Legal Subdivision	CANTERBURY HEIGHTS 7TH ADD
Legal Block	204
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1052
Census Tract	870104

Owner

The current owner of 9902 Falcon Dr bought it in April 2013.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Owner Name on File
Mailing Address	9902 FALCON DR, RICHMOND, IL 60071-9029

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE BANK NA
Aug 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage HOME STATE MORTGAGE GROUP INC
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit HOME ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2013 · Amount on File
Deed Sale	Apr 22, 2013 · Amount on File
Deed Document Number	2013R0020526
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	9902 FALCON DR, RICHMOND, IL 60071-9029
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041807
Date	Jul 30, 2021
Instrument	2021R0041807

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	9902 FALCON DR, RICHMOND, IL 60071-9029
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033322
Date	Oct 4, 2019
Instrument	2019R0033322

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate	18%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	9902 FALCON DR, RICHMOND, IL 60071-9029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027768
Date	Aug 28, 2019
Instrument	2019R0027768

Lender

Name	HOME STATE MORTGAGE GROUP INC
Type	Mortgage Company
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate	18%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	9902 FALCON DR, RICHMOND, IL 60071-9029
Document Number	0000028470
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9902 FALCON DR RICHMOND IL 600719029, RICHMOND, IL 60071-9029

Mortgage

Document Number	0000028470
Date	Aug 20, 2018
Instrument	28470

Lender

Name	HOME ST BK
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,020 Land $23,377 Building $59,643	$249,060 Land $70,131 Building $178,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9902 Falcon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9902 Falcon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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