9900 Spring Creek Dr, Midland, NC 28107 Property Records

Union County property record for 9900 Spring Creek Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,782 sqft · built 2023
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2016)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Jan 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-177-020`

Property Details

APN / Parcel Number

Primary APN	`08-177-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	2,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	197,327 sqft (4.53 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9900 SPRING CREEK DR
City	MIDLAND
State	NC
Zip	28107-7226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	#5 OAK CREEK FARMS OPCE096
Legal Subdivision	OAK CREEK FARM
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1007
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9900 SPRING CREEK DR, MIDLAND, NC 28107-7226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	201637354
Deed Book / Page	6829 / 908
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	6659406
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9900 SPRING CREEK DR, MIDLAND, NC 28107-7226
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 SPRING CREEK DR, MIDLAND, NC 28107-7226

Mortgage

Document Number	0008561124
Date	Aug 31, 2022
Book Page	8561/124
Instrument	30804

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2023

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9900 SPRING CREEK DR, MIDLAND, NC 28107-7226
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 SPRING CREEK DR, MIDLAND, NC 28107-7226

Mortgage

Document Number	0000884682
Date	Jan 30, 2024
Book Page	8846/82
Instrument	1916

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,100 (-) Land $56,800 Building $372,300	$429,100 (-) Land $56,800 Building $372,300
2025	$2,191.00 (+351.75%)	$429,100 (+481.44%) Land $56,800 Building $372,300	$429,100 (+481.44%) Land $56,800 Building $372,300
2023	$485.00	$73,800 Land $32,900 Building $40,900	$73,800 Land $32,900 Building $40,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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