Clare County property record for 9900 Rock Rd, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1974 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $724 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-028-100-04 |
| Primary APN | 013-028-100-04 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,168 sqft Building Perimeter |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 1,168 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 41,382 sqft (0.95 acres) |
| Heating System | Space Heater |
|---|
| Street Address | 9900 ROCK RD |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 28 9900 W ROCK RD BEG 561 FT E OF SW COR OF NW 1/4 TH N 330 FT TH E 132 FT TH S 330 FT TH W TO POB. |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 28 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 500 |
9900 Rock Rd is owned and occupied by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9900 ROCK RD, LAKE, MI 48632-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9900 Rock Rd was $724 with a homeowner's exemption.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,000 (+15.76%) Land $8,900 Building $63,100 | $144,000 (+15.76%) Land $17,800 Building $126,200 | |
| 2025 | $724.00 Homeowner's exemption | $62,200 Land $8,900 Building $53,300 | $124,400 Land $17,800 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9900 Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9900 Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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