Lake County property record for 9900 Dune Grass Way, Saint John, IN 46373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,520 sqft · built 2018 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $798,000 (Jan 2022) |
| Tax Bill | $6,404 (2024) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-11-31-451-002.000-035 |
| Primary APN | 45-11-31-451-002.000-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,520 sqft Living Area |
| Gross Area | 6,132 sqft |
| 1st Floor Area | 3,520 sqft |
| Basement Area | 1,674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 18,382 sqft (0.422 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 938 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 9900 DUNE GRASS WAY |
|---|---|
| City | SAINT JOHN |
| State | IN |
| Zip | 46373-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PRESERVE PHASE 2 LOT 78 |
| Legal Subdivision | THE PRESERVE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 78 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 42608 |
Source: Lake County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage CENTIER BANK |
| Jan 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Apr 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Mar 2, 2021 | Transfer on Death Deed, Transfer |
| Jan 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Apr 28, 2021 · Amount on Record |
| Deed Document Number | 2022503889 |
| Prior Transfer Date | Jan 17, 2022 |
| Prior Transfer Doc | 0000003889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 8, 2026 |
| Property Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000538064 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026538064 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000538064, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026538064 |
| Name | CENTIER BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 4, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 24, 2022 |
| Property Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000003889 |
| Map Reference | MB 110 PG 40 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022-503889 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000003890 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-503890 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 28, 2021 |
| Property Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000006182 |
| Map Reference | MB 110 PG 78 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2021-506182 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000006183 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-506183 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 2, 2021 |
| Property Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000018581 |
| Map Reference | MB 110 PG 40 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021-018581 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9900 DUNOGMSS WAY, 9900, SAINT JOHN, IN 46373 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 24, 2019 |
| Property Address | 9900 DUNE GRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000005623 |
| Map Reference | MB 110 PG 40 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2019 005623 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9900 DUNEGRASS WAY, SAINT JOHN, IN 46373-1200 |
| Document Number | 0000005624 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 2019 005624 |
| Name | LAKE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | St. John Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $806,600 (+24.04%) Land $124,900 Building $681,700 | $806,600 (+24.04%) Land $124,900 Building $681,700 | |
| 2024 | $6,404.00 (-8.64%) | ||
| 2023 | $650,300 (+1.93%) Land $124,900 Building $525,400 | $650,300 (+1.93%) Land $124,900 Building $525,400 | |
| 2022 | $7,010.00 | $638,000 Land $124,900 Building $513,100 | $638,000 Land $124,900 Building $513,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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